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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,915 reviews, last reviewed 20th Apr 2026
2500100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I’ve been using PayPal for a while now, and overall it’s been a really solid experience. It’s super easy to set up, and once you’re in, sending or rec... Read more Reviewed on: 20th April 2026
H Singh's avatar
H Singh

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77915)

Would Recommend

5
Happy with my experience - great services and customer support! Reviewed on: 28th May 2024
SK's avatar
SK

I don’t have credit cards.

5
I don’t have credit cards. I’m disabled and high street shopping is difficult. PayPal makes it possible for me to shop safely online without cards. There has been more than one occasion where PayPal has literally bailed me out from a situation where I have been treated unfairly by a trader. I know that PayPal has my back. Reviewed on: 28th May 2024
Anne V's avatar
Anne V

Great service and easy to use

5
From my use of PayPal credit, I honestly couldn't say a bad word about it. In a time where things were out of reach they helped me substantially with minimal requirement. Simple, stress free and manageable. Reviewed on: 28th May 2024
Brandon Hall's avatar
Brandon Hall

great credit experience, finally allowed me to have...

5
great credit experience, finally allowed me to have a credit card and i could build up my credit score as well as buy concert tickets , thank you Reviewed on: 28th May 2024
bianca g's avatar
bianca g

Quick and easy to apply for, easy to make repayments...

4
Quick and easy to apply for, easy to make repayments Reviewed on: 28th May 2024
Anna T's avatar
Anna T

Always been reliable when I’ve needed to use.

5
Always been reliable when I’ve needed to use. Reviewed on: 28th May 2024
Hannah S's avatar
Hannah S

Paypal credit review

5
Always choosing 4months 0% so always a lots of benefits for me...i mean i've got money usually but better to spend a bit monthly tham 500 at once Reviewed on: 28th May 2024
Marcin Borys's avatar
Marcin Borys

Always helpful and customer service is always great

5
Always helpful and customer service is always great Reviewed on: 28th May 2024
Christina M's avatar
Christina M

Love it so helpful with purchaes

4
Love it so helpful with purchaes Reviewed on: 28th May 2024
Nic's avatar
Nic

Very handy to have PayPal credit

5
Very handy to have PayPal credit Reviewed on: 28th May 2024
Abdul Qadri 's avatar
Abdul Qadri

Review PayPal: PayPal Credit now

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