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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177129 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177131)

Easy and reliable to use the credit card

Easy to use the credit card and track purchase with peace in mind Reviewed on: 19th May 2026

It's always an easy, stress-free experience

It's always an easy, stress-free experience Reviewed on: 19th May 2026

Seamless integration with purchase platforms

Seamless integration with purchase platforms Reviewed on: 19th May 2026

Easy, Flexible and Reliable! 11/10z

I have been using PayPal for years and it’s one of my most reliable payment options across the board. From offering easy instalment plans, 0% interests offers on most of my purchases and having easy ways to pay, it is a great money management and planning tool for me also. Not to mention, it has the best customer service experience out there. I always feel assured i’ll be protected if anything goes wrong—and it has. PayPal bas always provided a favourable solution for me. Lastly, being able to have a PayPal mastercard while I was on holiday was the best experience when I misplaced mine. You can collect points and you still qualify for 0% interest with card purchases as you do with online ones! I am sure there’s so much more you can use PayPal for to suit your needs beyond my examples. I can’t recommend PayPal enough, I will always appreciate the service offering. Reviewed on: 19th May 2026

Been with PayPal for years and it has been an excell...

Been with PayPal for years and it has been an excellent platform safe secure and trustworthy. Reviewed on: 19th May 2026

Love using PayPal and when I have had issue like ref...

Love using PayPal and when I have had issue like refunds, customer services has been great at supporting me and making sure I get my refund back. Reviewed on: 19th May 2026

PayPal credit has been very helpful.

PayPal credit has been reliable and helpful. I would be happy to recommend them. I have used the credit to get a good deal with O2, and for pay in three, interest free. Very handy!! Reviewed on: 19th May 2026

Good thing to have will be inviting friends and fami...

Good thing to have will be inviting friends and family to join Reviewed on: 19th May 2026

Excellent and reliable PayPal.

My experience with PayPal has always been that of excellence in service. I have used PayPay over a decade and have not had a regret of any kind. It is safe, fast, and reliable. Its customer care services are easily accessible and ready to help at all times. I will recommend PayPal to anyone at any time. Reviewed on: 19th May 2026

Always reliable, easy to use and transparent

Always reliable, easy to use and transparent Reviewed on: 19th May 2026

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