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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,883 reviews, last reviewed 20th Apr 2026
2497300% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient, flexible and easy to manage I’ve been using PayPal Credit for some time now and it has made managing my spending much easier. The setup was quick and straightforward, and everyth... Read more Reviewed on: 20th April 2026
Ellen K's avatar
Ellen K

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77883)

Happy with all transactions very satisfied

5
Happy with all transactions very satisfied Reviewed on: 28th May 2024
Ian F's avatar
Ian F

Using PayPal Credit has been exceptional

5
Using PayPal Credit has been an exceptionally positive experience for me. It offers unparalleled convenience and flexibility, allowing me to make purchases without immediate financial strain. The application process is straightforward and quick, and the integration with PayPal's existing services makes managing my finances seamless. PayPal Credit also provides special financing offers, which are especially beneficial for larger purchases. The security features are robust, giving me peace of mind knowing my transactions are protected. Overall, PayPal Credit enhances my purchasing power while maintaining ease of use and security. Reviewed on: 28th May 2024
Martin S's avatar
Martin S

I rely on Paypal due to their 4 payment interest-fre...

5
I rely on Paypal due to their 4 payment interest-free offer Reviewed on: 28th May 2024
Helen S's avatar
Helen S

Easy to use reliable knowing you have the back up if...

5
Easy to use reliable knowing you have the back up if you do not receive goods Reviewed on: 28th May 2024
Tracy M's avatar
Tracy M

PayPal - So convenient

5
PayPal is very easy to use, I've never experienced any issues. It represents great value. Reviewed on: 28th May 2024
Andy J's avatar
Andy J

Paypal credit has helped me a lot for bigger purchas...

5
Paypal credit has helped me a lot for bigger purchases such of equipment for work or airline tickets. Reviewed on: 28th May 2024
cnrfin's avatar
cnrfin

I find Paypal credit very useful and I use it quite...

4
I find Paypal credit very useful and I use it quite a bit Reviewed on: 28th May 2024
FokaStelara's avatar
FokaStelara

Love PayPal excellent service very helpful

5
Love PayPal excellent service very helpful Reviewed on: 28th May 2024
Deano Rainey's avatar
Deano Rainey

Best credit card

5
Amazing, great rates very helpful on live chat and now they have contactless! Reviewed on: 28th May 2024
Stan C's avatar
Stan C

PayPal account

5
Low interest rates, easy to buy and sell bit coins Reviewed on: 28th May 2024
Its Tim 's avatar
Its Tim

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