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PayPal: PayPal Credit reviews

4.73
Based on 142,855 reviews, last reviewed 19th Jun 2026
4231150% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My only way to pay Great way to pay for items with protection Reviewed on: 19th June 2026
Meesch's avatar
Meesch

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142855)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really good experience, even when you ring them, the...

5
Really good experience, even when you ring them, they sort the problem out straight away for you Reviewed on: 12th June 2026

Paypal is reliable and has excellent customer service.

5
Paypal is reliable and has excellent customer service. Reviewed on: 12th June 2026

Smooth and easy transactions.

5
Smooth and easy transactions. It’s fast and reliable. Reviewed on: 12th June 2026

Fast n secure

5
Fast n secure highly recommanded Reviewed on: 12th June 2026

Flexible way to pay

5
I find it a very convenient way to pay offering good flexibility on how to pay. Reviewed on: 12th June 2026

Everything is easy and smooth, I trust PayPal

5
Everything is easy and smooth, I trust PayPal Reviewed on: 12th June 2026

Fantastic Service

5
10/10. Great service, never lets you down. Reviewed on: 12th June 2026

I have used PayPal Credit for a few years.

5
I have used PayPal Credit for a few years. I find it easy and straight forward. Reviewed on: 12th June 2026

Easy to navigate and gives time to think.

5
Easy to navigate and gives time to think. It is my emergency go to and has helped me out twice when my laptops have died! Reviewed on: 12th June 2026

I appreciate how PayPal Credit makes life easier by...

5
I appreciate how PayPal Credit makes life easier by allowing customers to spread the cost of purchases over time and manage expenses more flexibly. The seamless integration with PayPal and the easy-to-use account management features provide a convenient experience, making it a valuable financing option for online shoppers. Reviewed on: 12th June 2026

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