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PayPal: PayPal Credit reviews

4.91
Based on 90,921 reviews, last reviewed 30th Apr 2026
1852300% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I’m recently being active on PayPal and so far I’ve... I’m recently being active on PayPal and so far I’ve not had a bad encounter which is promising. Reviewed on: 30th April 2026
Brince K's avatar
Brince K

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90921)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Highly recommend Paypal!

5
Very user friendly app and service is great when you need support. I appreciate the rewards scheme and the recent introduction of a physical card is excellent Reviewed on: 24th April 2026

Credit where credits due

5
Simply to use it helps me manage my unexpected bills without paying interest, love hove you can split away ment into 3 ag no extra cost Reviewed on: 24th April 2026

Great product.

5
Great product. I actively use PayPal in my day to day life Reviewed on: 24th April 2026

Excellent service.

5
Excellent service. Highly recommended Reviewed on: 24th April 2026

Been using PayPal for years, the PayPal credit enabl...

5
Been using PayPal for years, the PayPal credit enabled me to pay for a holiday and pay it off slowly throughout the year Reviewed on: 24th April 2026

Never had any issues, love the different credit opti...

5
Never had any issues, love the different credit options, buy now pay later, pay in 3 etc Reviewed on: 24th April 2026

Very good overall.

5
Very good overall. Safety is number one option for me and PayPal is offering this . Reviewed on: 24th April 2026

Easy way to pay friends and family

5
Easy way to pay friends and family Reviewed on: 24th April 2026

Best card ever

5
No hassle, brilliant app with lots of perks Reviewed on: 24th April 2026

Always a smooth experience, everything is very clear

5
Always a smooth experience, everything is very clear Reviewed on: 24th April 2026