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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145430)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for years now, a fast reliable sy...

I have used PayPal for years now, a fast reliable system whom with I’ve had no issues Reviewed on: 15th June 2026

Very easy to use, its helpful for extending payments...

Very easy to use, its helpful for extending payments over time. Helps to budget Reviewed on: 15th June 2026

PayPal is always my preferred payment.

PayPal is always my preferred payment. The protection it offers and the 4 months free interest is super helpful. It’s available across the majority of websites and is quick and easy to use and makes payments smooth and quick. You don’t have to waste time entering your details as they are already there after you’ve logged in. Safe and secure, can’t beat it. Reviewed on: 15th June 2026

Lots.of.flexible.choices

Not had to use customer service so can't r.comment on that. But really like the flexibility of 3 month interest free credit or the paying in 3 options Reviewed on: 15th June 2026

I discovered paypal back when it was linked to ebay...

I discovered paypal back when it was linked to ebay as a form of payment. It offered purchase insurance in a market so prone to deceit. It made me feel safe and. backed up. Reviewed on: 15th June 2026

Easy to use the app and it meant an emergency buy of...

Easy to use the app and it meant an emergency buy of washing machine was affordable Reviewed on: 15th June 2026

PayPal review

Use PayPal often whilst on eBay very good to deal with and easy to use. Never had an issue Reviewed on: 15th June 2026

PayPal has helped me to organise my finances.

PayPal has helped me to organise my finances in a better way. Easy to access and use the app too. Reviewed on: 15th June 2026

Great app but the user interface can be confusing at...

Great app but the user interface can be confusing at times. The different services that are provided don't seem to be differentiate clearly between them and payments in or out of each service could possibly be named to make things easier to understand where they go. Reviewed on: 15th June 2026

Never had an issue with PayPal.

Never had an issue with PayPal. Gives great credit agreements and is a service is trust. Reviewed on: 15th June 2026

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