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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87820 reviews)

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4.90

Based on 87,820 reviews, last reviewed 28th Apr 2026

1708200% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Very good communication from pay pal. very transparent and easy to use. Never had any issues Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (87820)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

i have been using Pay pal credit for many years now.

i have been using Pay pal credit for many years now. It’s the best method to buy more or less anything as you have 4 months interest free . No other credit card gives you that long. Reviewed on: 22nd April 2026

Use PayPal credit a lot as it really helps with larg...

Use PayPal credit a lot as it really helps with larger purchases. Ideally though if the interest rate was lower it would make it even more appealing. Reviewed on: 22nd April 2026

Love PayPal.

Love PayPal. When I have a lot of purchases and not enough money, I can split in 3 and that helps with my budgeting. Reviewed on: 22nd April 2026

Couldn’t recommend it enough!! 10/10

Used paypal for years. Never had an issue. Good service rates & fees. Reviewed on: 22nd April 2026

Been using paypal for almost 10 years now and there...

Been using paypal for almost 10 years now and there has been NO problem at all Reviewed on: 22nd April 2026

Satisfied customer

I use PayPal for my purchases including pay in 3 option as well as PayPal credit. I’m always very happy with this service and highly recommend it. Reviewed on: 22nd April 2026

Great service, safe and convenient to use

Great service, safe and convenient to use Reviewed on: 22nd April 2026

Hassle free app

Very easy to use and navigate the app and always somebody to help if I have any queries. System makes it easy to spread payments with no interest. Reviewed on: 22nd April 2026

Paypal credit has been very easy and very helpful.

Paypal credit has been very easy and very helpful. Reviewed on: 22nd April 2026

Amazing benefits, makes online payments smooth and easy

Amazing benefits, makes online payments smooth and easy Reviewed on: 22nd April 2026

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