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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176792)

My 4th Emergency Service.

Running my own business I feel very reassured I have this option of payment available for emergency or distress purchases.. very comforting to know they have my back, have used yo buy a car, new machines and bulk purchasing to enjoy discounts. Reviewed on: 18th May 2026

I have always used PayPal.

I have always used PayPal. It's secure and accepted in majority of providers. Reviewed on: 18th May 2026

PayPal its the dogs doodahs

I have used PayPal for all my online transactions for over 15 years. They do what they say they'll do. Politely, efficiently, and safely. Reviewed on: 18th May 2026

Good, easy and efficient payment schedule.

Good, easy and efficient payment schedule. Even minor mistake on payment schedule/date and 0% interest has been fixed in the next statement, Reviewed on: 18th May 2026

Simple and Effective

Easy payments. Convenient app to use. Like the choice of pay now or pay later Reviewed on: 18th May 2026

So far all good great app easy to use

So far all good great app easy to use Reviewed on: 18th May 2026

Amazing and Good

Really good company good used for years Reviewed on: 18th May 2026

Serves its purpose

Mediocre rates but efficient for eBay etc Reviewed on: 18th May 2026

All-around convenient

PayPal credit is really flexible and easy to integrate into my day to day life. Additionally it includes cashback bonus which incentives more use of the card. Reviewed on: 18th May 2026

Polite, knowledgeable and professional

Very helpful with any concerns I have, quick at responding and explaining any queries. Everyone I have spoke to at PayPal has been polite, knowledgeable and professional. Will continue to use PayPal in future and recommend to others. Reviewed on: 18th May 2026

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