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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,176 reviews, last reviewed 19th Apr 2026
2431700% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use and navigate and extremely... PayPal is so easy to use and navigate and extremely helpful when times are hard Reviewed on: 19th April 2026
Glen M's avatar
Glen M

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77176)

Amazing service!!!!

5
PayPal has always allowed me to pay for items that I can’t afford outright through pay in 3 and recently allowed me credit which is a great use with no interest. Any issues I have ever experienced have been dealt with by the excellent customer service team. Very efficient business. Reviewed on: 26th May 2024
Stephen C's avatar
Stephen C

PayPal recommended

5
Fantastic and easy to use. PayPal credit has been fantastic too.! Reviewed on: 26th May 2024
Chris C's avatar
Chris C

Always there

5
Always there when you want them. Reviewed on: 26th May 2024
Mary Y's avatar
Mary Y

PayPal is such an amazing payment platform with lots...

5
PayPal is such an amazing payment platform with lots of incredible offers and saving tips for its customers. I’ve been using PayPal for some years and it has since been the safest checkout for all my online transactions. Paypal credit and pay in 3 options are some of the incredible offers I get using PayPal and it has been a life saving, when am low on cash and need to get something urgently, it gives me the chance to repay instalmentally in my own convenience. PayPal is the best and I will always recommend to family and friends. Reviewed on: 26th May 2024
Victor Vic's avatar
Victor Vic

Absolutely great!

5
I have had a great experience with PayPal, I have had a few issues with buyers or sellers through eBay or other websites and PayPal have always been great to sort it out! Wouldn’t use anyone else! Reviewed on: 26th May 2024
Rebecca C's avatar
Rebecca C

PayPal credit

5
It helps you get out of a problem. World wide recognition so feel safe. Reviewed on: 26th May 2024
Carmen R's avatar
Carmen R

Easy to use, user friendly app and good payment opti...

5
Easy to use, user friendly app and good payment options Reviewed on: 26th May 2024
Sam 's avatar
Sam

Easy system to use with fair percentage rates and go...

4
Easy system to use with fair percentage rates and good repayment options Reviewed on: 26th May 2024
Olly T's avatar
Olly T

Fast , easy and customer friendly services.

5
Fast , easy and customer friendly services. Highly recommended. Reviewed on: 26th May 2024
Miron K's avatar
Miron K

Always helpful whenever i speak to customers service...

5
Always helpful whenever i speak to customers service, good patient and well explain, which i was not sure about my PayPal credit…many thanks Reviewed on: 26th May 2024
Marlon Da Cunha 's avatar
Marlon Da Cunha

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