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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176703)

So easy and safe and secure.

5
So easy and safe and secure..easy to pay no cards online and credit options all free . Reviewed on: 18th May 2026

A very simple and easy to use service , and very eas...

5
A very simple and easy to use service , and very easy and simple to view and manage any outstanding payments. Reviewed on: 18th May 2026

Great money service.

5
Great money service. Simple and easy to use. Reviewed on: 18th May 2026

Easy to work and reliable with Amazing series .

5
Easy to work and reliable with Amazing series . Reviewed on: 18th May 2026

Great for purchasing and credit options available ha...

5
Great for purchasing and credit options available have really helped me finance products I’ve needed Reviewed on: 18th May 2026

I’ve had a really positive experience using PayPal C...

5
I’ve had a really positive experience using PayPal Credit. It’s been super convenient for spreading the cost of larger purchases, especially with the 0% interest period. The checkout process is quick and seamless, and I like how everything is managed in one place through my PayPal account. As long as you stay on top of payments, it’s a very useful and flexible option Reviewed on: 18th May 2026

very helpful when time is tough.

5
very helpful when time is tough. great reminders about upcoming payments. Reviewed on: 18th May 2026

Been very good so far.

5
Been very good so far. Not had any problems. Use PayPal for most things with the reassurance that in anything goes wrong PayPal will deal with it promptly and professionally. Thank you paypal Reviewed on: 18th May 2026

Always reliable, good value and trusted with my money

5
Always reliable, good value and trusted with my money Reviewed on: 18th May 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. Reviewed on: 18th May 2026

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