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PayPal: PayPal Credit reviews

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4.90
Based on 77,055 reviews, last reviewed 19th Apr 2026
2419900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so user friendly. PayPal is so user friendly. A secure and safe way to spend that gives you peace of mind. Reviewed on: 19th April 2026
Amanda 's avatar
Amanda

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77055)

I have been with PayPal for many many years and have...

5
I have been with PayPal for many many years and have never had any issues or problems whatsoever. I find it the most convenient and easiest way to pay for all transactions online Reviewed on: 26th May 2024
Mrs D's avatar
Mrs D

I have been with PayPal for so many years I found th...

4
I have been with PayPal for so many years I found that it is the best Reviewed on: 26th May 2024
Chee K's avatar
Chee K

Not to good one.

4
Not to good one. More need to be done to make customers understand what and how PayPal credit works Reviewed on: 26th May 2024
Gabriel A's avatar
Gabriel A

Good experience and quality customer service

5
Good experience and quality customer service Reviewed on: 26th May 2024
Tim A's avatar
Tim A

Easy to use,and excellent customer service

5
Easy to use,and excellent customer service Reviewed on: 26th May 2024
Darren Phillips's avatar
Darren Phillips

My experience with PayPal credit has been amazing!

5
My experience with PayPal credit has been amazing! Simple to set up and use, I was approved quickly, and they gave me a high credit limit which enabled me to purchase what I wanted. PayPal had an offer with the company I brought from which enabled me to pay 0% interest over a set period. I love it! Would definitely recommend PayPal credit for anyone whose interested in getting a credit card to increase their score or just to make a large purchase. Reviewed on: 26th May 2024
roseyreefs's avatar
roseyreefs

Great price low interest would recommend

5
Great price low interest would recommend Reviewed on: 26th May 2024
Grace's avatar
Grace

PayPal credit is really good especially if you need...

5
PayPal credit is really good especially if you need to pay for things and you can’t afford to pay for it in one go, and knowing that you have 4 months to pay for it with out paying any interest. Reviewed on: 26th May 2024
paul young's avatar
paul young

Fantastic service cannot fault

5
Never had any issues I have always had great customer service if I require a refund. Love PayPal my first choice when paying Reviewed on: 26th May 2024
Nicole B's avatar
Nicole B

Using PayPal credit is so Easy to use I would recomm...

5
Using PayPal credit is so Easy to use I would recommend it Reviewed on: 26th May 2024
Keith P's avatar
Keith P

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