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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176625)

Very easy to understand and makes spending clear.

Very easy to understand and makes spending clear. Reviewed on: 18th May 2026

Always great service and satisfaction

Always great service and satisfaction Reviewed on: 18th May 2026

Always secure service.

Always secure service. Trusted through the years. Easy access via app to see what activity has occurred on your account. Reviewed on: 18th May 2026

Amazing,I love gaining points wen I purchase items

Amazing,I love gaining points wen I purchase items Reviewed on: 18th May 2026

Easy and quick

Always quick and responsive. Easy UI and fast transfers Reviewed on: 18th May 2026

Very easy to set up account.

Very easy to set up account. account management straight forward. I am able to locate everything that I am looking for. Great service, multiple ways to use the service - if need assistance I am able to speak to someone directly and from expensive, have been able to resolve matters and or issue that I need to resolve. Easy to amend direct debit and make manual payments. Overall, fantastic service! Reviewed on: 18th May 2026

Loving it, handy pay in 3 for medium size purchases.

Loving it, handy pay in 3 for medium size purchases. PayPal credit for large Reviewed on: 18th May 2026

Nothing much to say apart from it has been a easy ex...

Nothing much to say apart from it has been a easy expirence and they are always willing to help if needed. Reviewed on: 18th May 2026

Very good helps me a lot and I've told all my freidn...

Very good helps me a lot and I've told all my freidns and family Reviewed on: 18th May 2026

Customer service

When I have a problem customer service is good although bank transfer payment could be a lot quicker rather than in 24 hours + Reviewed on: 18th May 2026

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