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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76939 reviews)

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4.90

Based on 76,939 reviews, last reviewed 19th Apr 2026

2409200% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best app PayPal has built a strong reputation as one of the most reliable and convenient digital payment services available today. One of its biggest strengths... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76939)

Thank you!

I am grateful for the option to pay in four months without interest and to purchase expensive items like a laptop in 36 months without interest. Thank you! Therefore, PayPal offers the option to pay later without interest. However, if I am up to date, you may not be able to use it to purchase food at Sainsbury or Tesco. Reviewed on: 26th May 2024

My experience with PayPal has been excellent and the...

My experience with PayPal has been excellent and the services they provide to customers are up to standard. Reviewed on: 26th May 2024

Great experience for using PayPal

Straight forward, easy to use, especially I can use my PayPal credit by using my curve card. Great customer service, Reviewed on: 26th May 2024

PayPal is good for budgeting and easy to use for pay...

PayPal is good for budgeting and easy to use for payments Reviewed on: 25th May 2024

Simple to use, efficient and protected

Simple to use, efficient and protected Reviewed on: 25th May 2024

Quick and easy professional seevice

Quick and easy professional seevice Reviewed on: 25th May 2024

It is very helpful for me some time that’s way I like .

It is very helpful for me some time that’s way I like . Reviewed on: 25th May 2024

Been using a PayPal for 20 years very happy with Nav...

Been using a PayPal for 20 years very happy with Navad any problems it is absolutely brilliant Reviewed on: 25th May 2024

Easy no fuss transactions

Easy no fuss transactions laid out clearly with dates and payment requirements Reviewed on: 25th May 2024

It’s an excellent way for purchase more time to pay...

It’s an excellent way for purchase more time to pay Reviewed on: 25th May 2024

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