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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176573)

Easy process to connect and pay.

5
Easy process to connect and pay. Excellent costumer service also. Reviewed on: 18th May 2026

PayPal safe and secure best payment app out there

5
PayPal safe and secure best payment app out there Reviewed on: 18th May 2026

Never had any issues, not had to contact customer se...

5
Never had any issues, not had to contact customer service. Reviewed on: 18th May 2026

No hassle,

5
No hassle, easy use.. understandable.. flexibility with payments is great Reviewed on: 18th May 2026

It was very easy when applying for the PayPal credit...

4
It was very easy when applying for the PayPal credit card. Reviewed on: 18th May 2026

Positive Experience

5
All of my dealings with PayPal have been so positive. It's a very easy to use service Reviewed on: 18th May 2026

Great service and 4 months 0% is great

5
Great service and 4 months 0% is great Reviewed on: 18th May 2026

I feel confident when using PayPal as I know my mone...

5
I feel confident when using PayPal as I know my money is secure Reviewed on: 18th May 2026

Brilliant

5
I always use PayPal for all online payments as its secure and easy to access. Reviewed on: 18th May 2026

Been using PayPal for years !!!!!...

5
Been using PayPal for years now and find it great for purchasing products, mainly because its an acceptable payment in so many sites and countries. The credit facility is handy when you need to purchase something but haven't got the whole amount it gives you the option to pay before a certain date without getting charged interest or pay in 3 installments. Great customer service and never had any issues with PayPal in 10 years of use Reviewed on: 18th May 2026

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