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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176489)

PayPal is very useful platform.

PayPal is very useful platform. I've used that every day. I have PayPay card where I can collect the points. Great great job PayPal. Reviewed on: 18th May 2026

SUPREME SAFETY

This is the safest and most persistent financial / patyments artner that offeres useful services served better at scale. Reviewed on: 18th May 2026

Helpful customer support and easy to use

I’ve been using PayPal Credit for a while and overall I’m very happy with it. The app is easy to use, payments are simple to manage, and customer support was very helpful when I had a question about my available credit. I also like the flexibility of Pay in 3 for travel and shopping purchases. The support team explained everything clearly and resolved my concern quickly. Reviewed on: 18th May 2026

Really useful for midsize emergency purchases.

Really useful for midsize emergency purchases. Easy to use through all the online retailers I’ve bought from. 0% interest for four months means I can plan exactly how to make payments. Found it a really helpful tool and making online payments towards the balance is much easier than my normal credit card. Reviewed on: 18th May 2026

Been using PayPal for over 25 years never had an iss...

Been using PayPal for over 25 years never had an issue always a pleasure! Protected and practical and great services. Reviewed on: 18th May 2026

Very straightforward and easy to deal with.

Very straightforward and easy to deal with. Reviewed on: 18th May 2026

Very user friendly in every way.

Very user friendly in every way. My goto payment method Reviewed on: 18th May 2026

Overall, I've heard a stress-free experience and I'v...

Overall, I've heard a stress-free experience and I've only had to contact customer service once and the issue was resolved instantly Reviewed on: 18th May 2026

Easy to use.

Easy to use. Helpful customer services. Reviewed on: 18th May 2026

various payment method suite your needs

various payment method suite your needs Reviewed on: 18th May 2026

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