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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76873 reviews)

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4.90

Based on 76,873 reviews, last reviewed 19th Apr 2026

2402900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recomme... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76873)

When i misunderstood pay pal credit your adviser und...

When i misunderstood pay pal credit your adviser understood my problem and answered the issue first time Reviewed on: 25th May 2024

I have always found PayPal and PayPal credit excellent.

I have always found PayPal and PayPal credit excellent. Credit limits are affordable and regular messaging to explain where your account is, when payments are leaving your bank. I would highly recommend as a sources of payment and credit Reviewed on: 25th May 2024

Simple to use.

Simple to use. Good value. Excellent value Reviewed on: 25th May 2024

Credit function is great for budgeting cashflow

Credit function is great for budgeting cashflow Reviewed on: 25th May 2024

A very highly recommended credit card !

A very highly recommended credit card !! Reviewed on: 25th May 2024

PayPal credit has been very useful at time.

PayPal credit has been very useful at time. Monthly payments are also very handy. Reviewed on: 25th May 2024

Living my best life with PayPal credit

PayPal Credit helps me to manage my living costs and travel adventures. The generous interest free term in particular ensures I can afford my chosen lifestyle free of stress and full of enthusiasm. I’ve also noticed an uptake in stores and services offering PayPal too which is a welcome bonus. The app itself is a joy to use—and any issues I’ve had have been dealt with smoothly and seamlessly. Reviewed on: 25th May 2024

Very quick and easy to use.

Very quick and easy to use. Good communication and notifications from app Reviewed on: 25th May 2024

PayPal is my goto payment account.

PayPal is my goto payment account. A safe way to pay Reviewed on: 25th May 2024

Great way to spread the cost of larger purchases.

Great way to spread the cost of larger purchases. Reviewed on: 25th May 2024

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