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PayPal: PayPal Credit reviews

4.90
Based on 77,005 reviews, last reviewed 19th Apr 2026
2415500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal gives clear answers to questions, with an excellent app and website and intuitive functionality. Problems are quickly resolved with a minimum o... Read more Reviewed on: 19th April 2026
AP's avatar
AP

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77005)

It helps our finances a lot, very good for me and my...

5
It helps our finances a lot, very good for me and my family Reviewed on: 26th May 2024

Great financial service

5
Used a few times. Great tool, easy to use and a great experience overall Reviewed on: 26th May 2024

Brilliant and very easy to use.

5
Brilliant and very easy to use. Very easy to follow guidelines. Reviewed on: 26th May 2024

Ease of use when buying things online.

5
Ease of use when buying things online. Reviewed on: 26th May 2024

Excellent

5
I have been using PaPal since 2013. it's the most secure media for any type of transaction Reviewed on: 26th May 2024

I’m very happy with PayPal right now

5
I’m very happy with PayPal right now Reviewed on: 26th May 2024

Brilliant Service

5
The service is brilliant. This includes customer service and support. Reviewed on: 26th May 2024

my experience with PayPal.

5
The introduction of the curve card I’m using now makes my experience so worthwhile with PayPal. Reviewed on: 26th May 2024

I’ve been using PayPal since 2013, and 1 thing I love

5
I’ve been using PayPal since 2013, and 1 thing I absolutely love about PayPal is their Buyer’s Protection service, it gives me a peace of mind and I can shop knowing if anything goes wrong, PayPal has my back! Also over £100 credit spent you could pay over 3 months, (interest free) that is an amazing feature as someone who isn’t fully financially stable yet I can confidently afford the things I want to get knowing I won’t be charged any interest. Reviewed on: 26th May 2024

I love using PayPal credit very convenient to use

5
I love using PayPal credit very convenient to use Reviewed on: 26th May 2024

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