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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176068 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176122)

Good company good service excellent credit

Good company good service excellent credit Reviewed on: 17th May 2026

Great service

I've used PayPal credit for a few years and it's been great to help me spread out payments interest free Reviewed on: 17th May 2026

Easy to use

Easy to use for payments, easy to pay off and navigate Reviewed on: 17th May 2026

Not very impressed

Not very impressed, the only thing is that you can pay in 4 months with 0% interest Reviewed on: 17th May 2026

Really good to use, very handy.

Really good to use, very handy. Easy to understand, reliable. Just think there should be more ways to help to speak to someone. Reviewed on: 17th May 2026

They honored a fraud problem quickly.

They honored a fraud problem quickly. Couldn't thank them enough Reviewed on: 17th May 2026

Totally Awsome!

Totally Awsome, love PayPal I’ve been using them from the very beginning! Excellent company! Reviewed on: 17th May 2026

The easy life

Paypal just makes everything so much easier and fluid when shopping or purchasing items. Reviewed on: 17th May 2026

Great to use when you need a mini holiday etc.

Great to use when you need a mini holiday etc. Reviewed on: 17th May 2026

Always been there for me !

Always been there for me, and receive excellent support from PayPal. Helps me spread the cost interest free for three months. Plus provides low cost purchase rates. Brilliant service. Reviewed on: 17th May 2026

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