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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77222 reviews)

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4.90

Based on 77,222 reviews, last reviewed 19th Apr 2026

2436100% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Best way to pay online feels safe Best way to pay online feel safe and comfortable using there payment method never had any issues getting my money back if something went wrong excelle... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77222)

I have only had great experiences using PayPal online.

I have only had great experiences using PayPal online. Quick easy and safe. Reviewed on: 26th May 2024

Super A plus

Good experience well deserved A+++++++ Reviewed on: 26th May 2024

Good no problems at all.

Good no problems at all. Sometimes pay in 3 does not work Reviewed on: 26th May 2024

It’s great but interest rates are a little high

It’s great but interest rates are a little high, and customer service is not the best. I had an issue with a merchant and they declined my chargeback — even with Section 75 protection. Reviewed on: 26th May 2024

My go to spending power

The ability to spread payments are great, if unable to pay during interest free then the interest rates are reasonable. However i wish there was the ability of 12 months payment plans on other shops ratherthan just eBay. Reviewed on: 26th May 2024

The great thing is the credit limit is reviewed regu...

The great thing is the credit limit is reviewed regularly, making it easy for me to enjoy spending without worrying about short-term set backs. Reviewed on: 26th May 2024

It was a superb experience.

It was a superb experience. Very smooth transaction and excellent service. Reviewed on: 26th May 2024

GGCGBPT123

What exactly do you want me to say? Reviewed on: 26th May 2024

I use paypal credit to buy most items i need on ebay...

I use paypal credit to buy most items i need on ebay then pay later Reviewed on: 26th May 2024

Always use PayPal when buying online.

Always use PayPal when buying online. Excellent service Reviewed on: 26th May 2024

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