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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

Easy to use App to track expenses

Easy to use App to track expenses Reviewed on: 17th May 2026

Just brilliant.

Been using PayPal for many years and have never let me down. Reviewed on: 17th May 2026

Very easy app to navigate

Very easy app to navigate and fantastic way to pay for your purchases and know your money will be saved if anything goes wrong Reviewed on: 17th May 2026

Paypal Review

I've used paypal for years. Always great to their users. Safe ways to checkout and great if you want to pay in 3 and split over a certain amount of time. As far as people are sensible and have their heads on properly I couldn't recommend doing this enough. Reviewed on: 17th May 2026

PayPal has always been a fantastic way of sending mo...

PayPal has always been a fantastic way of sending money to companies and family and friends. Reviewed on: 17th May 2026

It has been very easy and helpful to set up pay in t...

It has been very easy and helpful to set up pay in three payments, get a PayPal credit card for emergency payments such as a vet visit. Reviewed on: 17th May 2026

Borrowing Done Mutually Beneficial

Paypal Credit is still top of the chain for rankings, Zilch used to be a huge competitor on value for money however Paypal easily beats it now, the default 4 months of no interest makes purchases and planning ahead super low stress, some credit cards have similar but charge terrible interest for instalment plans, the only downside with Paypal is more mainstream credit cards have higher dispute protection, with Paypal it can be very difficult to make refunds in complicated cases, however the low interest even for users with bad credit, its the elite of borrowing as of present times Reviewed on: 17th May 2026

Great service all time.

Great service all time. It gives me the flexibility I need to makesure I am able to transaction safely Reviewed on: 17th May 2026

Fantastic services and outstanding help

Found when I had been hacked the staff were polite and sorted it out straight away plus I’m unsure about cryptocurrency and found it so easy to buy and watch on PayPal what a fantastic idea I’ve just ordered my PayPal debit card another great idea also paying in 3 helps me when I’m juggling monies around just find it so easy to use PayPal hopefully they will do a currency converter so when your abroad you don’t have to worry about bank charges on your debit card Reviewed on: 17th May 2026

Great way to spread the cost of one off essentials

Great way to spread the cost of one off essentials Reviewed on: 17th May 2026

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