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PayPal: PayPal Credit reviews

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4.90
Based on 77,165 reviews, last reviewed 19th Apr 2026
2430600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

so easy to use, just love using paypal plus so easy to use, just love using paypal plus Reviewed on: 19th April 2026
Phil Border's avatar
Phil Border

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77165)

Paypal Credit Is Great !

4
Having use paypal credit, i have found i have been able to gain credit score, get more exercise as i bought a bike through paypal credit and been able to save my self in the months i have needed help. Reviewed on: 26th May 2024
oliver m's avatar
oliver m

PayPal Credit Application

5
Simple application process with a good PayPal pay in 3 record. Reviewed on: 26th May 2024
Alan W's avatar
Alan W

Power house for online transactions

5
Been using PayPal for years now, seen it grow in to a major financial player, with all the benefits it offers, payment options and security. Reviewed on: 26th May 2024
ApocalypseRogue's avatar
ApocalypseRogue

Excellent service and the pay in 3 is extremely hand...

5
Excellent service and the pay in 3 is extremely handy and easy to use Reviewed on: 26th May 2024
Nicola j's avatar
Nicola j

It was good experience using PayPal for all online s...

4
It was good experience using PayPal for all online shopping Reviewed on: 26th May 2024
Rameez's avatar
Rameez

Excellent customer experience paid on due date very...

5
Excellent customer experience paid on due date very easy and convenient Reviewed on: 26th May 2024
Zeeshan k's avatar
Zeeshan k

Well i am using PayPal God knows for how long.

5
Well i am using PayPal God knows for how long. Its so useful and customer service very good when need to sort out any kinda issues i have faced from third party companies. I am using Paypal credit too. Its so useful too. Highly recommended Reviewed on: 26th May 2024
SAZIA AFRIN's avatar
SAZIA AFRIN

Very convenient!

5
Very convenient! Easy use when needed. Prompt reply and service when problems occur. Reviewed on: 26th May 2024
Paula P's avatar
Paula P

Very useful and easy to use!

5
I have used paypal credit for a number of transactions. Was very easy to set up and manage through both the app and the website. Very user friendly and will definitely continue using. The option for 4 months interest free is incredibly useful, allowing me to manage my money much easier. Reviewed on: 26th May 2024
Alex L's avatar
Alex L

Nice and easy transactions hastle free

5
Nice and easy transactions hastle free Reviewed on: 26th May 2024
Metin m's avatar
Metin m

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