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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176033)

I had a problem they sorted ready quickly for me ver...

5
I had a problem they sorted ready quickly for me very helpful and polite Reviewed on: 17th May 2026

always use paypal

5
Never had any issues using PayPal, wether it's instant payment, pay in 3 or PayPal's finance options. Always works and a company I can trust with my money. Reviewed on: 17th May 2026

Ok ,safe service,long time .

5
Ok ,safe service,long time .speedy Reviewed on: 17th May 2026

I trusted only PayPal because PayPal is very safe

5
I trusted only PayPal because PayPal is very safe Reviewed on: 17th May 2026

Nice that purchases are protected!

5
I've had issues with items I've bought, but PayPal have got my money back for items that were defective or not as described. Nice to know I'm protected when buying items. Reviewed on: 17th May 2026

Always straight forward, never had any issues

5
Always straight forward, never had any issues Reviewed on: 17th May 2026

Great service, never had a problem

5
Great service, never had a problem Reviewed on: 17th May 2026

Excellent service and easy to use.

5
Excellent service and easy to use. Let's me keep purchases to an affordable term Reviewed on: 17th May 2026

Good enough

4
Decent as they offer pay in three and it’s a safe way for online purchases. Customer service is amazing and they listen and are considerate Reviewed on: 17th May 2026

PayPal puts customers first

5
Had issues in the past & PayPal have always been extremely helpful in assisting me to resolve the dispute Reviewed on: 17th May 2026

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