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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176020 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176021)

Always there when I need them

PayPal is there for me every time I need them Reviewed on: 17th May 2026

Brilliant idea for easy spending money 1vs 3 ,the be...

Brilliant idea for easy spending money 1vs 3 ,the best things ever . Reviewed on: 17th May 2026

I have PayPal few years now and never have any issues.

I have PayPal few years now and never have any issues. If I have problems customer service was really helpful. Good credit options. Reviewed on: 17th May 2026

Simple to use

Simple to use, great for buying online and spreading the cost. It’s my go to as I know I’m safe with PayPal and I know I’m protected if a purchase goes wrong. Reviewed on: 17th May 2026

Best and safest way to pay always

Best and safest way to pay always Reviewed on: 17th May 2026

All really great, customer care and support is alway...

All really great, customer care and support is always good, good choices for payment plans and PayPal credit Reviewed on: 17th May 2026

Great service

Great service easy app & good communication Reviewed on: 17th May 2026

Always reliable, easy to pay in 4 months 0% APR.

Always reliable, easy to pay in 4 months 0% APR. Also the recent points which have been added to save for extra rewards is a good bonus! Also the added debit card is a great way to earn more points and pay for everyday purchases. Would recommend Reviewed on: 17th May 2026

0%APR over 4 months.

Offers 0% on purchases over £100 for 4 months. Certain things need to refined but overall great. Reviewed on: 17th May 2026

Amazing easy fast transfer safe secure

Amazing easy fast transfer safe secure Reviewed on: 17th May 2026

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