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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176012)

Very helpfully

5
Very helpfully got money just when was struggling without hassle Reviewed on: 17th May 2026

Straightforward account access and easy to manage al...

5
Straightforward account access and easy to manage all accounts. Reviewed on: 17th May 2026

I’m an actor and I’m doing online business class but...

5
I’m an actor and I’m doing online business class but I don’t have credit card to receive and I don’t have ID or passport to have bank account Reviewed on: 17th May 2026

Case dispute settled by paypal,after 9 months of has...

5
Case dispute settled by paypal,after 9 months of hassle with well known tv company. Reviewed on: 17th May 2026

PayPal is very good for shopping

5
PayPal is very good for shopping Reviewed on: 17th May 2026

I really enjoy using PayPal credit and I enjoy the f...

5
I really enjoy using PayPal credit and I enjoy the fact iv got different payment options and options to pay over time. I use my PayPal credit a lot and it would be my first choice of payment! Reviewed on: 17th May 2026

Easy to use

5
I have been using PayPal credit for a long time. I've never had any problem with them, easy transaction every time. Thank you PayPal credit Reviewed on: 17th May 2026

The best app

5
Easy transfers, best offers and much more. Free credits, credit offers what else we need. The best app for everything . Reviewed on: 17th May 2026

Great experience

5
I have never had any issues with Paypal credit, very easy system to use and you can see everything you need to in the main dashboard. If you need to update something you can, if you want to see more, you can. And if you need help the customer service team are always ready to help and know what they're doing. Reviewed on: 17th May 2026

Never had any issues

5
Never had any issues - I pay for things with ease and the flexibility of financial options is excellent Reviewed on: 17th May 2026

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