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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176853)

I had an excellent customer service when I had a tra...

I had an excellent customer service when I had a transaction that was debited twice. The issue was resolved seamlessly and customer agent was so professional and willing to help. Reviewed on: 18th May 2026

Happy customer

Love being with pay pal helped me purchase goods I couldn’t afford to pay outright ill will definitely be purchasing a lot more through pay pal great service and affordable monthly payments definitely recommend it to anyone Reviewed on: 18th May 2026

Nothing like paypal

Nothing can make life easy, like paypal.. everything is affordable with paypal Reviewed on: 18th May 2026

Very reliable credit card for online purchasing and...

Very reliable credit card for online purchasing and payments made very easy, its the best for me Reviewed on: 18th May 2026

Very user friendly experience, should have started l...

Very user friendly experience, should have started long time ago Reviewed on: 18th May 2026

I have no complains about PayPal.

I have no complains about PayPal.. if I’m sending money or receiving them the app works and delivers everytime Reviewed on: 18th May 2026

Really easy to use, great app, really helps making p...

Really easy to use, great app, really helps making purchases affordable. Very easy to track spending and previous purchases. Easy to make payments and set up direct debits. Would have no hesitation recommending Reviewed on: 18th May 2026

So easy to use, flexible and reliable protection sho...

So easy to use, flexible and reliable protection should anything go wrong Reviewed on: 18th May 2026

Great service

Great service, fast and easy application, repaying also very easy through the app. Overall very Happy. Reviewed on: 18th May 2026

BEST FINANCIAL SERVICE!

PayPal have allowed me yo take back control of my finances & I now have a positive rating in my credit score & that continues to grow. I love PAYPAL, it's the best financial service with a 10* rating all round! THANK YOU, PAYPAL. x Reviewed on: 18th May 2026

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