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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176915)

I feel confident and protected when purchasing onlin...

I feel confident and protected when purchasing online with PayPal and enjoy the flexibility of interest free purchases as well as pay in 3 options Reviewed on: 18th May 2026

I’ve always used PayPal , I can count on them to kee...

I’ve always used PayPal , I can count on them to keep my payments safe, when I have contacted customer service they have always helped and put it rite. Reviewed on: 18th May 2026

All great to use PayPal and easy to use and great wa...

All great to use PayPal and easy to use and great way to spread your money Reviewed on: 18th May 2026

I always had a good experience with PayPal, when i s...

I always had a good experience with PayPal, when i struggled or had a problem they always sorted it and helped. Feel safe to use it Reviewed on: 18th May 2026

Paypal makes me feel safe and financially secure.

Paypal makes me feel safe and financially secure, especially when it comes to using my money to buy things online, and confident that PayPal will help me if I need support from potential threats online or thieves. I totally trust PayPal, and don’t use any other method of payment, and if it isn’t an option I will go elsewhere to make that purchase with a retailer or seller that does offer or accept PayPal. Reviewed on: 18th May 2026

Security unmatched

Papal has been my main source of payments for online purchases as the security level for purchases is unmatched Reviewed on: 18th May 2026

Safe and easy payment method for online shopping, an...

Safe and easy payment method for online shopping, any queries are quickly and efficiently handled by PayPal customer service, I particularly like the monthly alerts to remind me that I have a payment due. I have recommended PayPal to family and friends Reviewed on: 18th May 2026

Taking credit limits off of people pushing their acc...

Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

Great and easy to use.

Great and easy to use. I am very impressed with how easy it is to use. Very flexible and great to use everyday. I use it for most things day to day. Very positive experience Reviewed on: 18th May 2026

User friendly and secure

It allows me to make payments easily and securely Reviewed on: 18th May 2026

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