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PayPal: PayPal Credit reviews

4.90
Based on 77,466 reviews, last reviewed 19th Apr 2026
2458800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy using paypal, it’s easy to use, I feel secur... I enjoy using paypal, it’s easy to use, I feel secure purchasing through paypal Reviewed on: 19th April 2026
Emily E's avatar
Emily E

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77466)

It’s so easy and I always know exactly where I stand...

5
It’s so easy and I always know exactly where I stand when using PayPal. Plus you get coverage as a buyer which is superb! Reviewed on: 27th May 2024

Easy to apply, control and access. Safe and secure.

5
Very easy to apply and quick service. Great customer service for any issues or queries. Keep control of everything through the app. Really easy to access and transfer funds from PayPal account to bank etc. very easy to pay with credit accepted almost everywhere online! 3 months interest free gives flexibility to pay back in installments without charges! Peace of mind safe and secure transactions and protection from disputes when buying should anything go wrong! Reviewed on: 27th May 2024

Really does help and so easy to use

5
Really does help and so easy to use Reviewed on: 27th May 2024

Easy to use.

5
Easy to use. Great availability. Reviewed on: 27th May 2024

I always use it for aspirational purchases.

5
I always use it for aspirational purchases. I see something I want, I can buy it with one of many of pay pals options. It’s the best. Reviewed on: 27th May 2024

Very good very good very good can’t beat it

5
Very good very good very good can’t beat it Reviewed on: 27th May 2024

Excellent payment options when you don’t have the mo...

5
Excellent payment options when you don’t have the money to pull out in one payment. Makes life easier and family super happy they receive what they want for birthdays and Christmas Reviewed on: 27th May 2024

Can be tricky to get hold of them but once you do th...

4
Can be tricky to get hold of them but once you do they are very helpful Reviewed on: 27th May 2024

Good lending periods and communications!

4
Good lending periods and communications! Reviewed on: 27th May 2024

Please send me the £1,000

5
I'm very happy thank Very much,,, InshaAllah I will Savoz £1,000 Reviewed on: 27th May 2024

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