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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176983)

Easy to set up and use.

Easy to set up and use. Simple instructions Reviewed on: 18th May 2026

Future is here

PayPal is the future and also when needed support they were there to will with unauthorised transactions from uber. Reviewed on: 18th May 2026

Reliability is excellent.

Paypal is prompt in settling disputes especially when the ordered item(s) did not arrive. Reviewed on: 18th May 2026

Very easy to pay online.

Very easy to pay online. Safety of paying online is very important. Reviewed on: 18th May 2026

Receipts of goods and services

PayPal has made payments and receipts for goods and services quite easy and seamless for ne Reviewed on: 18th May 2026

I love that PayPal is so versatile

I've used PayPal for paying someone, requesting payments, credit, and to buy online safely and I love it. It's so versatile. Reviewed on: 18th May 2026

I've used PayPal for many, many years worth ni issue...

I've used PayPal for many, many years worth ni issues whatsoever. I opened a dispute with PayPal against a seller that didn't provide the fits after payment. PayPal resolved the issue. Reviewed on: 18th May 2026

Highly recommend

I have a very good experience because of flexibility of payment, clear policy, comfortable in use. Highly recommend. Reviewed on: 18th May 2026

PP Credit Useful & Trusted - Payments Needs Work

PayPal Credit is useful & I quite often use it. I’ve experienced a couple of issues with payments due to differing dates for purchases. I think PayPal could make improvements to this. So maybe auto-payment in account options - in case user forgets & other ways to notify users of pending payment - coming soon. It’s very convenient to use & one of my few preferred third party payment providers - a well known & trusted brand. Reviewed on: 18th May 2026

Never had an issue with PayPal credit use.

Never had an issue with PayPal credit use. . Reviewed on: 18th May 2026

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