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PayPal: PayPal Credit reviews

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4.90
Based on 77,581 reviews, last reviewed 19th Apr 2026
2469500% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best for sending money and saving money The best for sending money and saving money Reviewed on: 19th April 2026
ANCA BIRLEANU 's avatar
ANCA BIRLEANU

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77581)

customer service are the best

5
fantastic feature from paypal, customer service could not be more helpful and i use my curve card to help spread purchases which is a fantastic combo Reviewed on: 28th May 2024
Kenzie's avatar
Kenzie

PayPal Credit NO NEED Credit Score

5
PayPal Credit give me an option to pay more time than using other credit cards offer. More convenient to use and easy payment. Literally PayPal Credit is a way better to use specially if you're Credit Score is giving you hustle to disapprove applying for another Credit cards. High Recommended to use if you're using PayPal. Reviewed on: 28th May 2024
Arlene S's avatar
Arlene S

Very handy way of paying and always so easy

5
Very handy way of paying and always so easy Reviewed on: 28th May 2024
Naveed a's avatar
Naveed a

Very affordable

5
Very affordable and low interest rate Reviewed on: 28th May 2024
alexylie 's avatar
alexylie

Great experience.

5
Great experience. Nice to have interest free credit on purchases. Reviewed on: 28th May 2024
T's avatar
T

Best argent service

4
PayPal is helpful always when you are need of something argently and you cannot purchase it or afford it at the moment. I am very grateful to PayPal credit, without it I wouldn’t be able to buy certain things on time. Highly recommend Reviewed on: 28th May 2024
Nadya M's avatar
Nadya M

Excellent with Curve card - eg. paid for my implants.

5
Excellent with Curve card - paid for my dental treatment without any problems. Reviewed on: 28th May 2024
Martin Lucas's avatar
Martin Lucas

I always use paypal credit go too can...

5
I always use paypal credit it is my main go too can be used on nearly everything and I can pay back in time Reviewed on: 27th May 2024
Sian Fitz's avatar
Sian Fitz

PayPal easy to use and you can buy crypto and much m...

5
PayPal easy to use and you can buy crypto and much more under one app Reviewed on: 27th May 2024
Haroon R's avatar
Haroon R

PayPal credit is good and handy to use when needed

5
PayPal credit is good and handy to use when needed Reviewed on: 27th May 2024
Paul A's avatar
Paul A

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