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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177018 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177030)

Paid with PayPal credit for my holiday so had extra...

Paid with PayPal credit for my holiday so had extra money to go on more trips. I recommend Reviewed on: 19th May 2026

Fantastic and seamless experience very fast payment...

Fantastic and seamless experience very fast payment and great credit offer Reviewed on: 19th May 2026

PayPal always there for you

Just great customer service. Always there for you and never have let me down. PayPal always have the customers interest at the front of everything they do Reviewed on: 19th May 2026

I’ve had a very positive experience using PayPal Cre...

I’ve had a very positive experience using PayPal Credit services. The application process was straightforward, and approval was quick. What I appreciate most is the flexibility it offers for managing larger purchases, especially with the interest-free payment options available on qualifying transactions. The online account management is simple and easy to navigate, making it convenient to track balances, payments, and due dates. Payments process smoothly, and customer support has been responsive and professional whenever I’ve needed assistance. PayPal Credit is a reliable option for anyone looking for a secure and flexible way to spread the cost of purchases while continuing to shop through PayPal’s trusted platform. Overall, it has been a convenient financial tool that has helped me manage spending more effectively. Reviewed on: 19th May 2026

Buy now pay later. Excellent

Buy now pay later. I love it. It’s very easy to use and so handy to make your payments in a three month time Reviewed on: 19th May 2026

trustworthy single pane to manage subscriptions

PayPal just always works, I trust them and I really like being able to manage all subscriptions from one page Reviewed on: 19th May 2026

online shopping made easier

“I like using PayPal for online shopping because it means I don’t have to carry my bank card around all the time. One feature I personally find really helpful is the ‘Pay in 3’ instalment option. It’s especially useful when I need to buy something that’s on sale but payday is still a while away. It gives me more flexibility and makes shopping a lot more convenient. Reviewed on: 19th May 2026

Exceptional any problems contact a human being on th...

Exceptional any problems contact a human being on the phone , explain situation problem dealt with promptly, any refunds , credited back to account promptly. Monthly payment amount requested or pay extra and interest decreases . I'm very pleased after the lock down nonsense my £14,000 credit limit reduced to £500 . Had no access to credit until paypal gave me access to a credit line . I want a £10,000 limit and paypal will get me there , I believe. I feel safe using PayPal for my online purchases , with suppliers I use here in u k. And China . No security breaches so far . Reviewed on: 19th May 2026

It is a amazing app.

It is a amazing app.very useful if we need money interest free.overall it is nice app Reviewed on: 19th May 2026

Always straightforward

Always straightforward and never any issues. Reviewed on: 19th May 2026

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