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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177054 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177062)

PayPal has always been my go to at checkout, I like...

PayPal has always been my go to at checkout, I like how secure it is and the different payment options Reviewed on: 19th May 2026

Easy to use and protected as well which is needed in...

Easy to use and protected as well which is needed in this day and age for sure. Reviewed on: 19th May 2026

Always straight forward.

Always straight forward. No fuss gets things sorted. Reviewed on: 19th May 2026

Using it is a breeze

It is so easy to use and considerably less complicated than other systems I have tried. Reviewed on: 19th May 2026

Eases budgetkng

Easy to organise .. Helps with purchasing and budgeting Reviewed on: 19th May 2026

Never had a problem sending money and super helpful...

Never had a problem sending money and super helpful getting a refund after I was scammed. Reviewed on: 19th May 2026

Best online banking service

Been using PayPal since inception and could not ask for a better online service! Reviewed on: 19th May 2026

Great service for saving, transferring money and onl...

Great service for saving, transferring money and online purchasing. Reviewed on: 19th May 2026

Assistant

PayPal help you when you have problems and resolve quickly Reviewed on: 19th May 2026

Excelllent and easy to manage as you do not share ba...

Excelllent and easy to manage as you do not share bank details Reviewed on: 19th May 2026

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