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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145429)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always reliable and easy to use.

Always reliable and easy to use. Go to for payments and credit Reviewed on: 15th June 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and it’s been a convenient way to spread the cost of larger purchases. The online account management is easy to use, making it simple to track payments and balances. I especially appreciate the flexibility of promotional financing offers and the ability to make payments at any time. Customer service has been helpful whenever I’ve needed assistance, and overall the service has been reliable and transparent. I would definitely recommend PayPal Credit to anyone looking for a flexible and convenient payment option. Reviewed on: 15th June 2026

Paypal credit is just good

Im using paypal credit since, at least, 8 years. It helps me expecially with the holiday expenses ( flight tickets and hotels ) because i can pay entie sum in installments Reviewed on: 15th June 2026

Paypal credit spreadingthe cost...

Paypal credit allows me to spread the cost of things I buy. Reviewed on: 15th June 2026

Easy to use and there when needed

Easy to use and there when needed Reviewed on: 15th June 2026

Great experience with Paypal

Paypal provides great credit options, the 0% percent feature is fantastic as I buy products for my business through Paypal. It's easy to use and it's a continues trusted site that I have used for many years Reviewed on: 15th June 2026

Smooth, Simple, and Surprisingly Drama Free

The PayPal process was brilliant — fast, simple, and absolutely no chaos, which is rare for me because I normally attract tech issues like a magnet. But everything worked perfectly, and I was done before I even had time to roll my eyes. A genuinely smooth online experience. Reviewed on: 15th June 2026

I got a credit exactly when I needed it

I got a credit exactly when I needed it Reviewed on: 15th June 2026

5 Stars for PayPal

Great for big purchases time to pay Reviewed on: 15th June 2026

Reliable and Convenient Online Payment Platform

PayPal is easy to use, with fast and secure payments for both online shopping and sending money. The platform is reliable, and its buyer protection features add extra peace of mind when making purchases. While fees can sometimes be higher than expected, the overall convenience and global acceptance make PayPal a strong payment solution. Reviewed on: 15th June 2026

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