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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175854)

I love PayPal zero per cent. Low rate for lonher

I love PayPal zero per cent. But would be possible to have also the option for a low rate , eg 5%, for 12 months for example? Like other cards are doing Reviewed on: 17th May 2026

Very easy to use.

Very easy to use. Pay in 3 comes in very handy Reviewed on: 17th May 2026

Where Convenience Meets Trust

PayPal provides an excellent customer experience by offering secure, fast, and convenient payment services that make transactions easy for individuals and businesses. Its user-friendly platform, transparency, reliability, and global accessibility give customers real value for money while building trust and confidence. Reviewed on: 17th May 2026

Simple, convenient finace options.

Simple, convenient finace options. Reviewed on: 17th May 2026

Just refreshing

It’s always handy to buy something then pay it back if your running a bit short on cash then being able to pay it back in your own time makes it so much refreshing. Reviewed on: 17th May 2026

It’s always been a good app, very realisable

It’s always been a good app, very realisable Reviewed on: 17th May 2026

Good service and very reliable.

Good service and very reliable.. Reviewed on: 17th May 2026

Always efficient and helpful customer service, quick...

Always efficient and helpful customer service, quick resolving of the issues Reviewed on: 17th May 2026

I have excellent experience So far so great

I have excellent experience So far so great Reviewed on: 17th May 2026

PayPal provided me with a peace of mind when they of...

PayPal provided me with a peace of mind when they offered me credit to pay for my airfare. It was easy to access and terms of repayment were really good. Reviewed on: 17th May 2026

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