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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175924)

I’ve always found PayPal super easy

5
I’ve always found PayPal super easy Reviewed on: 17th May 2026

Best out there

5
Transparent and best out there,never had any problems Reviewed on: 17th May 2026

Best payment system ever

5
Never had an issue using PayPal its the perfect way to pay for items when needed. Reviewed on: 17th May 2026

Use it mostly for pay in 3 and things on eBay it's e...

5
Use it mostly for pay in 3 and things on eBay it's excellent Reviewed on: 17th May 2026

Very easy to set up and use, and safe!

5
Very easy to set up and use, and safe! PayPal is my go to for online payments as it adds an extra layer of security. Reviewed on: 17th May 2026

never had a problem with getting my money back with...

5
never had a problem with getting my money back with bad payers Reviewed on: 17th May 2026

Had PayPal for ages and no complaints.

5
Had PayPal for ages and no complaints. Always fast, secure and reliable Reviewed on: 17th May 2026

Easy to use for a range of different payments includ...

5
Easy to use for a range of different payments including retail and charity! Reviewed on: 17th May 2026

Love how seamless PayPal is, instant payments, great...

5
Love how seamless PayPal is, instant payments, great app, and peace of mind with strong security. Whether shopping online or freelancing, it’s my go to every time. 5 stars! Simple, convenient, and trustworthy PayPal just works. Reviewed on: 17th May 2026

Queries always promptly resolved.

5
Whenever I have a query, PayPal promptly resolves it. I have had unapproved transactions taken by establishments and PayPal has investigated these using the information I have provided in order to ensure I was reimbursed. Reviewed on: 17th May 2026

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