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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145425)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have been using PayPal for years and I must say it...

I have been using PayPal for years and I must say it has exceeded my expectations. The customer service is always very helpful Reviewed on: 15th June 2026

Great way to pay easy to use good customer service...

Great way to pay easy to use good customer service Reviewed on: 15th June 2026

It's impossible to close your account.

It's impossible to close your account. Their online chat agents cut you off repeatedly when trying. Reviewed on: 15th June 2026

PayPal.me

Paypal is a very good company it helps pay for items and does not charge interest if payments are paid on time. Reviewed on: 15th June 2026

Fab way to pay very easy to use and pay easy to set...

Fab way to pay very easy to use and pay easy to set up too Reviewed on: 15th June 2026

Flexible and easy.

Flexible and easy. Though the credit limit could be larger. Reviewed on: 15th June 2026

Had PayPal for years now never had a problem

Had PayPal for years now never had a problem Reviewed on: 15th June 2026

easy application easy to use , most vendors eccept

easy application easy to use , most vendors eccept Reviewed on: 15th June 2026

PayPal have increased my credit limit

PayPal have increased my credit limit when others would not. I have personally never missed a payment so thank you for that. I did have a dispute in the past when I sold something on eBay and the person who bought it claimed it wasn’t as described, so PayPal gave him his money back and I had no money and no item. When I initiated court action the buyer paid me my money but PayPal didn’t help at all in that situation Reviewed on: 15th June 2026

Easy to navigate

Easy to navigate with clear steps to follow Reviewed on: 15th June 2026

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