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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (88235 reviews)

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4.91

Based on 88,235 reviews, last reviewed 28th Apr 2026

1727400% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great lender Great lender and helpful way to pay back monthly with a wide variety of places to make purchases using there payment system Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88235)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Perfect for spreading costs on mid-sized purchases

I have been using PayPal Credit and it acts as an excellent medium-term buffer for my online shopping. The standout feature is definitely the rolling 4 months of 0% interest on any basket over £99. It allows me to easily spread the cost of mid-sized purchases without touching my main bank balance or paying a penny in interest. It is seamlessly integrated into almost every online checkout, making it incredibly convenient to manage cash flow. Reviewed on: 22nd April 2026

I have been using PayPal credit for the last 11 years.

I have been using PayPal credit for the last 11 years. Always easy to finalise and flexible re the payments. Very happy with it and will keep using it! Reviewed on: 22nd April 2026

Customer service

I had a missed payment and ended up calling paypal customer service. They were super understanding and helpful and were happy to accommodate me and fit around what I could and couldn’t manage. I was very appreciative of how understand they were of my financial situation and were able to go through some options to help me Reviewed on: 22nd April 2026

The best method of payment

Allows me to pay for things with piece of mind. Also allows to spread the cost when something is urgently needed but you are unable to pay straight away. Easily manageable in the app Reviewed on: 22nd April 2026

Simple, Secure, and Reliable

I’ve had a great experience using PayPal—it’s fast, secure, and incredibly convenient. Sending and receiving money is straightforward, and I really appreciate the extra layer of buyer protection. It’s become my go-to for online payments! Reviewed on: 22nd April 2026

pefect to choose to buy

its perfect way to make payment. it make buy what i need and disare, the reoay payment very easy. Reviewed on: 22nd April 2026

PayPal services

I have been with PayPal for many years. They have good customer service both for problem-solving and disputes. When I’ve contacted them, I’ve had a good response every time. This is both via email and personal phone calls. Reviewed on: 22nd April 2026

Paypal has been helpful for me

Paypal has been helpful for me in difficult times Reviewed on: 22nd April 2026

Easy and effortless

Paypal credit is simple and you dont have to worry about remembering to pay because of the PayPal direct debit Reviewed on: 22nd April 2026

Good credit provider and works at majority of retail...

Good credit provider and works at majority of retailers Reviewed on: 22nd April 2026

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