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PayPal: PayPal Credit reviews

4.90
Based on 88,528 reviews, last reviewed 28th Apr 2026
1740600% increase in 5 star reviews
in the past 90 days
10000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Speed and easy transactions to send money abroad and... Speed and easy transactions to send money abroad and pay for goods Reviewed on: 28th April 2026
Jeannette G's avatar
Jeannette G

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026
Slap head's avatar
Slap head

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88528)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Just a great company supporting working people, when...

5
Just a great company supporting working people, when this world is making simple things a struggle Reviewed on: 22nd April 2026

Easy to use and safe!

5
Easy to use especially now that there is a credit card to leverage! It’s safe and reliable to use! Highly recommended Reviewed on: 22nd April 2026

Very happy with the service would recommend to my co...

5
Very happy with the service would recommend to my colleagues Reviewed on: 22nd April 2026

Safe and fast

5
I have been using PayPal for number of years because it’s safe, fast and better than credit card rates if I am honest Reviewed on: 22nd April 2026

Excellent service all round would definitely recommend

5
Excellent service all round would definitely recommend Reviewed on: 22nd April 2026

Paypal is great for retailers

5
Paypal are always happy to help and always fine a way if in problems Reviewed on: 22nd April 2026

Money Talks

5
Always so happy to have this account to help ease us when we need to borrow and use the funds available to support spending when we need to. Reviewed on: 22nd April 2026

Great job

5
Great customer service care taken to protect my details Reviewed on: 22nd April 2026

Great 0% interest rates in multiple stores

5
Great 0% interest rates in multiple stores Reviewed on: 22nd April 2026

Best payment service ever

5
Always satisfied with the quality of service Reviewed on: 22nd April 2026