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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145409 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145409)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have been with PayPal for years and they have alwa...

I have been with PayPal for years and they have always had a solution for any issues that may arise Reviewed on: 15th June 2026

Been whit pay pal over 15 years, great service

Been whit pay pal over 15 years, great service Reviewed on: 15th June 2026

I am happy overall but I wish balances were faster t...

I am happy overall but I wish balances were faster to update Reviewed on: 15th June 2026

PayPal credit is easy ti navigate.

PayPal credit is easy to apply for, easy to use and crack what you’ve spent / need to pay back. Highly recommend. Reviewed on: 15th June 2026

Very easy to use

I find it very easy to use and has a great incentives to use it. Reviewed on: 15th June 2026

10/10 PayPal

Been using PayPal well over a decade in that time I’m fortunate enough to never been defrauded. I have had a dispute on eBay and PayPal spending and saved the day . I feel safe with pay pal and the room to always have PayPal credit is fantastic . Reviewed on: 15th June 2026

Quick and easy

I found PayPal ease and quick to use. Overall great experience Reviewed on: 15th June 2026

Regular user of PayPal

Been using PayPal Credit for around a year, happy with service and repayments are manageable. Reviewed on: 15th June 2026

I think paypal credit it great, very easy and straig...

I think paypal credit it great, very easy and straightforward to use! Great deals Reviewed on: 15th June 2026

Easy to understand and accepted everywhere

Easy to understand and accepted everywhere Reviewed on: 15th June 2026

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