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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145392 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145392)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal for everything online now.

I use PayPal for everything online now. It feels safe and you’re protected. Reviewed on: 15th June 2026

Excellent and very convenient service.

Excellent and very convenient service. Links instantly to account and easy checkout. Reviewed on: 15th June 2026

PayPal makes it possible to purchase a product and s...

PayPal makes it possible to purchase a product and spread the cost over 3 payments. On a small budget this is very helpful. Reviewed on: 15th June 2026

Excellent experience with the service

Excellent experience with the service Reviewed on: 15th June 2026

Good fast and also easy to use

The good part: PayPal has “Purchase Protection”. Since the item never arrived + seller couldn’t prove delivery, PayPal refunded the full $120 from their own pocket. Took about 10 days total. Friend got money back, and seller didn’t lose it either because PayPal covered it. Reviewed on: 15th June 2026

Fantastic!

Fantastic! I used PayPal for everything! They couldn't be better. Reviewed on: 15th June 2026

Safe and efficient

Quick, efficient and safe. Like the different options to pay and the cash back is great. I like the options of using the debit card or pay in three Reviewed on: 15th June 2026

Lacking in customer service

Customer service regarding complaints is very odd. I was sent a resolution citing things from 2024 not anything to do with current times but no way to dispute it other than ombudsman. Reviewed on: 15th June 2026

Ease of use is the killer feature

PayPal credit has been incredibly easy to use. Key stand outs are that it is incredibly easy to track and also make payments via the app. Reviewed on: 15th June 2026

It’s amazing I’ve used PayPal quite a lot this month...

It’s amazing I’ve used PayPal quite a lot this month especially PayPal credit and it is simple and easy to use Reviewed on: 15th June 2026

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