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PayPal: PayPal Credit reviews

4.90
Based on 88,912 reviews, last reviewed 28th Apr 2026
1758450% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and reliable easy to use Great service and reliable easy to use Reviewed on: 28th April 2026
John P's avatar
John P

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88912)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent app

5
Never had a problem dealing with anything via PayPal. App is easy to use. I like having another layer of security when purchasing online. Reviewed on: 22nd April 2026

Easy pesey

5
No fuss easy to use and low interest perfect for shopping etx Reviewed on: 22nd April 2026

So easy to pay

5
So easy to pay and great pay in 3 options and credit Reviewed on: 22nd April 2026

it has been a positive experience

4
Overall it has been a positive experience Reviewed on: 22nd April 2026

A happy PayPal account holder.

5
If not happy with the goods. PayPal will take a good look at you case. I find them very fair. I much rather pay with PayPal because ill feel more comfortable with them. Feel my money is safer with them. Reviewed on: 22nd April 2026

Staff need be more trained.

4
Staff need be more trained.Instant help should be available for sellers.The time period to get seller or buyer response should be less. Reviewed on: 22nd April 2026

Simply the best

5
Simply the best with 4 months interest free Reviewed on: 22nd April 2026

Very good customer service lovely to use and very co...

5
Very good customer service lovely to use and very convenient for use Reviewed on: 22nd April 2026

I have been using PayPal for many years, from the mo...

5
I have been using PayPal for many years, from the moment I was accepted for PayPal credit I used it with confidence and was really satisfied and I still am. Reviewed on: 22nd April 2026

A great way to receive and send money securely.

5
A great way to receive and send money securely. The pay in 3 interest free is great. Reviewed on: 22nd April 2026

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