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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Awesome, and reliable

Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

I have been using PayPal for a number of years, eith...

I have been using PayPal for a number of years, either to make personal purchases or for purchases for my business, what stands out for me if you have a issue with a purchase the company will look into it and get it resolved. Reviewed on: 3rd June 2025

Great service

I always feel safe using PayPal for my online purchases, would recommend Reviewed on: 3rd June 2025

Quick and easy

Quick and easy to use, excellent service Reviewed on: 3rd June 2025

Using PayPal and PayPal Credit dor a while now.

Using PayPal and PayPal Credit dor a while now. It's easy to set and process payment. No hassle no fees that's what I like about it. Reviewed on: 3rd June 2025

Just helping me from getting scammed and the peeps h...

Just helping me from getting scammed and the peeps help me alot what's great not alot of fuss as well Reviewed on: 3rd June 2025

fair experience

not bad to use things are clear to use and they're fair should a payment have a technical issue and not go through straight Reviewed on: 3rd June 2025

using PayPal is easy and straight forward.

using PayPal is easy and straight forward. I like it provides extra peace of mind when paying with credit cards. Reviewed on: 3rd June 2025

Customer service are always so helpful.

Customer service are always so helpful. And they explain properly and clearly and always had my things resolved Reviewed on: 3rd June 2025

Very Useful

paypal credit and paypal pay in 3 has been very useful for me. Reviewed on: 3rd June 2025

Easy and secure

Very reliable and user-friendly, love how secure it is, with its Buyer Protection and instant notifs. I use it a lot for online shopping and freelance payments. Reviewed on: 3rd June 2025

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