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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88979 reviews)

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4.90

Based on 88,979 reviews, last reviewed 29th Apr 2026

1761600% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to used and if need help dispute something Easy... Easy to used and if need help dispute something Easy to do Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (88979)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Swift and easy, good communication, very easy to use...

Swift and easy, good communication, very easy to use & understand Reviewed on: 22nd April 2026

Excellent and good service that have received

Excellent and good service that have received Reviewed on: 22nd April 2026

PayPal credit is amazing!

PayPal credited is always very useful and has enabled me to buy higher price items and pay in interest free instalments. Reviewed on: 22nd April 2026

So Quick and Easy

So easy to use, easy payments in or out of bank, when I needed customer support, I had a good advisor who did everything I needed, overall A+ Reviewed on: 22nd April 2026

Affordable payment options.

Has been great for spreading the cost of smaller purchases with options to pay in 3, or paying off the balance over 4 months without having to pay any interest. Reviewed on: 22nd April 2026

Can’t fault it.

Can’t fault it. Always works well accepted on most websites Reviewed on: 22nd April 2026

Greatest

Always helpful and reliable .Easy transactions Reviewed on: 22nd April 2026

Paypal is brilliant peace of mind

Paypal is brilliant peace of mind Reviewed on: 22nd April 2026

I PayPal a way to budget and save

I use PayPal frequently and find PayPal fast and efficient to use, I would highly recommend PayPal. I also use PayPal for credit and pay in 3, it enables me to budget and also save at the same time. Reviewed on: 22nd April 2026

Love the pay in 3 option, was gutted when it ceased...

Love the pay in 3 option, was gutted when it ceased for a while as use it very often but glad to see it back now Reviewed on: 22nd April 2026

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