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PayPal: PayPal Credit reviews

4.90
Based on 89,000 reviews, last reviewed 29th Apr 2026
1762500% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10/10 best Best credit provider, nice and easy to use Reviewed on: 29th April 2026
E Zelcs's avatar
E Zelcs

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89000)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service clear and helpful customer service

5
Great service clear and helpful customer service Reviewed on: 22nd April 2026

Customer service could do with training

4
I don’t have many issues, but when contacting customer service it’s poor, very long winded. Slow, difficult, that needs improvement Reviewed on: 22nd April 2026

Excellent service the best support

5
Excellent service the best support Reviewed on: 22nd April 2026

Professional services and training programs

5
Professional services and training programs Reviewed on: 22nd April 2026

Have used PayPal for years.

5
Have used PayPal for years. Fantastic Service. Reviewed on: 22nd April 2026

Everyday use

5
I Use paypal credit is handy way to buy things quick and easy. Reviewed on: 22nd April 2026

I would like PayPal to be available in all countries...

5
I would like PayPal to be available in all countries if I need to move for residence. Reviewed on: 22nd April 2026

Excellent service and competitive offers on credit S...

4
Excellent service and competitive offers on credit Solutions and pay in installment products Reviewed on: 22nd April 2026

Effortless, easy, responsible and good value

5
Effortless, easy, responsible and good value Reviewed on: 22nd April 2026

Can be very difficult to ink at times.

4
Can be very difficult to ink at times. Reviewed on: 22nd April 2026