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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145378)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great customer service

5
I had an issue with unauthorised transaction and the customer service team resolved the issue within 5mins,so great experience overall. Reviewed on: 14th June 2026

Chat box is efficient and PayPal credit is super hel...

5
Chat box is efficient and PayPal credit is super helpful and handy Reviewed on: 14th June 2026

makes buying online very easy.

5
makes buying online very easy. I use it all the time especially when buying bigger more expensive items, even concert tickets. Helps to spread the cost while giving some protection at same time . Reviewed on: 14th June 2026

Pay Pal credit is easy to use and you get notified w...

5
Pay Pal credit is easy to use and you get notified when a payment is due. Reviewed on: 14th June 2026

Safe and sound I trust the payment system

5
Safe and sound I trust the payment system Reviewed on: 14th June 2026

To good to be true

5
Everything is easier through the app, four months pre approved credit card and three installments, all free of interest is a must. Reviewed on: 14th June 2026

Excellent information & security

5
Secure transactions ! Unless pal tracks all of my deliveries even the ones not paid for via them and the notifications as to deliveries and updates are 1st class Reviewed on: 14th June 2026

Helpful and easy to access and problems PayPal help...

5
Helpful and easy to access and problems PayPal help answers all your questions Reviewed on: 14th June 2026

Very good and quick service, helpful with payment on...

5
Very good and quick service, helpful with payment online Reviewed on: 14th June 2026

PayPal is the most honest and helpful company I have...

5
PayPal is the most honest and helpful company I have ever dealt with always available when you have a problem and customer service is absolutely fantastic Reviewed on: 14th June 2026

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