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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99438 reviews)

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4.90

Based on 99,438 reviews, last reviewed 6th May 2026

2243750% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

everything is very clear, transparent and easy to use everything is very clear, transparent and easy to use Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99438)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I opened PayPal to receive money from my sister in G...

I opened PayPal to receive money from my sister in Germany. Ever since then I have enjoyed different transactions and it’s seamless. Straightforward payment and easy interface to navigate with. Reviewed on: 2nd May 2026

N/a very trustworthy your secure

N/a very trustworthy your secure Reviewed on: 2nd May 2026

Simple, easy to use when paying for purchases, also...

Simple, easy to use when paying for purchases, also love the fact that you give the option to pay in 3. And also love the new rewards points scheme you are now offering, also my virtual PayPal credit card added to my Apple wallet, so many options, Many thanks. Reviewed on: 2nd May 2026

PayPal make paying for my purchases simple and secure..

PayPal make paying for my purchases simple, fast yet secure. I have found the service to be reliable and the support team to be friendly and helpful over the many years that I have been using the service Reviewed on: 2nd May 2026

I trust Paypal on the whole but ...

I trust Paypal and like the idea of not having to give my bank details to unknown organisations when I buy something for the first time. My only issue was over the Pay in Three Instalments as no dates given for when to pay. I therefore inadvertently paid early ...and then Paypal took the same amount about a week later, leaving me overdrawn! When queried, they said it takes three weeks to amend the payment dates. Reviewed on: 2nd May 2026

Convenient and customer friendly

Convenient and customer friendly Reviewed on: 2nd May 2026

Flexible payment & Very convenient credit

Flexible payment & Very convenient credit Reviewed on: 2nd May 2026

10 out of 10

Never have i had a problem, always there to help if needed very happy with paypal Reviewed on: 2nd May 2026

Awesome!

Awesome! Great service and competitive rates. Reviewed on: 2nd May 2026

Paypal has protected me and allowed me to dream big

Paypal has allowed me to protect my earnings and transactions and also has allowed me to achieve some dreams. Reviewed on: 2nd May 2026

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