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PayPal: PayPal Credit reviews

4.90
Based on 89,485 reviews, last reviewed 29th Apr 2026
1784900% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far so good So far so good, no problems. Hopefully a problem I have with a company I have used paid via PayPal will be resolved Reviewed on: 29th April 2026
R W's avatar
R W

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89485)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Every experience with PayPal has been trouble free.

5
Every experience with PayPal has been trouble free. From PayPal credit to pay in three everything is so clear and easy. Reviewed on: 23rd April 2026

Simple to use, excellent communication.

5
Simple to use, excellent communication. Reviewed on: 23rd April 2026

Very efficient

5
Always a good experience, very smooth and efficient. Clear information and effortless payments. Reviewed on: 23rd April 2026

Positive PayPal Comms.

5
Communications via email and app very good. Adding money and use of PayPal credit is very good also. Reviewed on: 23rd April 2026

Simple to use

5
Easy to use & make payments. I like the pay in 3 with 0% interest. Reviewed on: 23rd April 2026

So easy to use

5
So easy to use with out any problems Reviewed on: 23rd April 2026

Using PayPal pay in 3 or 4 is seamless, allows bette...

5
Using PayPal pay in 3 or 4 is seamless, allows better budgeting and cashflow, and my few interactions with them have been frictionless Reviewed on: 23rd April 2026

PayPal review

5
I have used PayPal for a number of years & will continue to do so , such an easy to use hassle free way of paying for goods and services . Reviewed on: 23rd April 2026

All you need

5
Had PayPal for a few years and never had a complaint, also when I lost my Gmail I called PayPal and they sorted me out on the moment. Reviewed on: 23rd April 2026

Customer first.

5
PayPal always puts the customer first and deals with any situation in a professional manner. Reviewed on: 23rd April 2026