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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487422109724601 (144793 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144793)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use pay pal quite a lot and I have never had any p...

I use pay pal quite a lot and I have never had any problems with no my account , I have had my account for a few years and still get no problems Reviewed on: 13th June 2026

It is good experience but when i pay credit card bil...

It is good experience but when i pay credit card bill its take time to debit in my card. Reviewed on: 13th June 2026

Quick and convenient and secure way to shop

Quick and convenient and secure way to shop Reviewed on: 13th June 2026

PayPal - A Helpful Assistant for Daily Financial Needs

PayPal has always allowed me to carry out easy payments and occasionally receive money from friends, in a very smooth and efficient way. Reviewed on: 13th June 2026

Easy and accessible

PayPal is easy to use, and I’ve began to use it more in every day life Reviewed on: 13th June 2026

PayPal customer for 25 years, always trusted them.

PayPal customer for 25 years, always trusted them. Safest way to spend online Reviewed on: 13th June 2026

Very easy however interest way too high

Very easy in progress and straightforward however the credit interest is way too high Reviewed on: 13th June 2026

Customer service

Had to contact them once and everything was sorted in 1 call Reviewed on: 13th June 2026

I have been using Paypal for a few years now.

I have been using Paypal for a few years now and the credit account is so easy to use. Everything is laid out for easy viewing. Timely reminders of anything I need to do. Competitive interest rates. Reviewed on: 13th June 2026

Fantastic experience with no issue, only improvement...

Fantastic experience with no issue, only improvement would be how quick payments reflect on overall amount Reviewed on: 13th June 2026

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