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PayPal: PayPal Credit reviews

4.90
Based on 99,641 reviews, last reviewed 6th May 2026
2252950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick and forward Everything was quick and forward Reviewed on: 6th May 2026
Khaled M's avatar
Khaled M

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99641)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Love them anytime I have a problem with PayPal it’s...

5
Love them anytime I have a problem with PayPal it’s fixed within the same day. Customer service is friendly and readily available Reviewed on: 2nd May 2026

You always are quick to sort out any issues!

5
You always are quick to sort out any issues!!! Reviewed on: 2nd May 2026

The pay pal the best !

5
The best option for safety payments. Reviewed on: 2nd May 2026

My experience with paypal is outstanding customer se...

5
My experience with paypal is outstanding customer service great offers reliable credit Reviewed on: 2nd May 2026

Awesome for a long time thanks PayPal

5
Awesome for a long time thanks PayPal Reviewed on: 2nd May 2026

Love that what I buy is always secure with PayPal.

5
Love that what I buy is always secure with PayPal. Reviewed on: 2nd May 2026

Are very good and gives me confidence with buying on...

5
Are very good and gives me confidence with buying online Reviewed on: 2nd May 2026

PayPal is a good way to pay for purchases

5
Paying in 3 or 4 instalments is a very good idea. Surprising that other major banks don’t do this. Reviewed on: 2nd May 2026

Reliable

5
Regularly use PayPal with no issues. Reviewed on: 2nd May 2026

Hassle free experience, brilliant 4 month interest f...

5
Hassle free experience, brilliant 4 month interest free loan option. The app has a clean layout, easy to use. Reviewed on: 2nd May 2026