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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145658 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145658)

PayPal is great, easy to keep track of your spending...

PayPal is great, easy to keep track of your spending and the PayPal Credit is fantastic for significant.purchases allowing you the four months of interest free credit to pay for them with no added fees. Reviewed on: 19th April 2026

Fanastic customer service quick reply

Fanastic customer service quick reply Reviewed on: 19th April 2026

good credit and finance options.

good credit and finance options. interest free payments. and pay in 3 option Reviewed on: 19th April 2026

I have had a great experience with PayPal

I have had a great experience with PayPal and have found everything easy to use with the very user friendly app Reviewed on: 19th April 2026

Cannot fault PayPal really easy to use and helpful i...

Cannot fault PayPal really easy to use and helpful if you have a problem. Would recommend in using PayPal Reviewed on: 19th April 2026

PayPal A1

I have never had any trouble with PayPal if needed help PayPal has always been there to help Reviewed on: 19th April 2026

PayPal always tries to help all the time.

PayPal always tries to help all the time. Good and efficient staff are always there to help Reviewed on: 19th April 2026

I find its a great service as i have all my informat...

I find its a great service as i have all my information in one place which helps me keep track on all my transactions Reviewed on: 19th April 2026

PayPal has amazing plans

As a parent I am grateful to PayPal is always there to help me with the opportunity to buy things for my family and pay in 3 installments or with the credit plan which is amazing because is giving you time to plan your life.Thank you PayPal! Reviewed on: 19th April 2026

Very useful

Paypal was very easy to use. Easy to make transactions Reviewed on: 19th April 2026

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