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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91756 reviews)

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4.91

Based on 91,756 reviews, last reviewed 1st May 2026

1890400% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to deal with and the pay in three option means... Easy to deal with and the pay in three option means I can stay out of debt and budget purchases. Reviewed on: 1st May 2026

Latest lowest rating:

1

I don't know how to connect to anyone or even pay my... I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91756)

Very user friendly and great customer service when y...

Very user friendly and great customer service when you need it Reviewed on: 9th June 2024

Very convenient and flexible credit option with 0% f...

Very convenient and flexible credit option with 0% for 4 months helps me manage my finances better. Reviewed on: 9th June 2024

Seamless, Great UX/UI and Secure!

Always a seamless experience, whether paying, receiving or refunding. The layers of security always reassuring and it’s UX / UI is simple and never fails, much better than Klana, Payl8er or Creation - My go to for over a decade. Reviewed on: 9th June 2024

Fully visible...

Super quick and easy process with plenty of communication around what is owed and when, also reminders about when 0% is ending! Full visibility!! Reviewed on: 9th June 2024

Paypal execelent

Paypal has always been good with me never gad a problem with it Reviewed on: 9th June 2024

Always ready to help resolve issues

Always ready to help resolve issues Reviewed on: 9th June 2024

great money tool

It is so easy to manage and very clear. I find the information is the perfect amount that allows you to know where you stand and therefore able to manage your money. Reviewed on: 9th June 2024

Safe and secure

Very easy to use and always makes me feel secure when making online payments Reviewed on: 9th June 2024

A trusted and great line of credit when needed.

A trusted and great line of credit when needed. Great communication and an easy to use app Reviewed on: 9th June 2024

It has really helped enable me to have more financia...

It has really helped enable me to have more financial freedom and given me the option to have a bit more time to pay within ; months without interest, especially with big payments Reviewed on: 9th June 2024

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