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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's so easy to apply, good customer service.

5
It's so easy to apply, good customer service. Reviewed on: 13th June 2026

Easy to used, and can choose terms to pay

5
Easy to used, and can choose terms to pay Reviewed on: 13th June 2026

PayPal has been a mainstay of my financial journey.

5
PayPal has been a mainstay of my financial journey. I have used it for safety.. purchases online and more recently for credit. The app is so simple to use. A fantastic experience Reviewed on: 13th June 2026

Satisfactory service

5
It is straight forward and easy to use. Reviewed on: 13th June 2026

You can always rely on PayPal.

5
You can always rely on PayPal. You have a number of ways to pay. Customer services are always excellent in helping you with payment problems. I have been with them for years it helps me to purchase what I want and spread the cost. I have recommended them to friend and family. They make my life much easier. Thank you PayPal. Reviewed on: 13th June 2026

Good amazing

5
Good amazing nice easy Good amazing nice easy Reviewed on: 13th June 2026

This is the best company I've worked with so far.

5
This is the best company I've worked with so far. Reviewed on: 13th June 2026

Very good

5
Very good, quiet efficient and very helpful Reviewed on: 13th June 2026

Never had a problem and spreading cost over 4 months...

5
Never had a problem and spreading cost over 4 months Is very convenient Reviewed on: 13th June 2026

My experience with PayPal has been very good.

5
My experience with PayPal has been very good.customer service is excellent.friendly,responsive and always willing to help. Reviewed on: 13th June 2026

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