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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It give me time to pay my purchases and it help me f...

5
It give me time to pay my purchases and it help me financially. Reviewed on: 13th June 2026

Paypal is Great

5
I love using PayPal. I've never had an issue at all so cannot fault it in any way. The payment options are flexible and provide something no matter what the purchase is. Reviewed on: 13th June 2026

Great financial support provider

5
Great financial support provider Reviewed on: 13th June 2026

Fantastic company

5
Really easy to use and I use it alot Reviewed on: 13th June 2026

Reliable and trust paypal brings to the business is...

5
Reliable and trust paypal brings to the business is next to none. The best in the online world. Reviewed on: 13th June 2026

Very easy and smooth

5
Very easy and smooth in transaction Reviewed on: 13th June 2026

Quick to pay, fast transaction, friendly and clear l...

5
Quick to pay, fast transaction, friendly and clear layout in the app. Easy to find all your transactions Reviewed on: 13th June 2026

PayPal is easy to use and the credit opinion allows...

5
PayPal is easy to use and the credit opinion allows me to buy something and pay for it later! Great for emergencies Reviewed on: 13th June 2026

Good service

5
Never been let down. Always very helpful Reviewed on: 13th June 2026

I use paypal credit all the time.

5
I use paypal credit all the time.Its great not having to pay something back within a month and having 4 months. You can also see what needs paying back before a certain time and you can earn points for rewards as well. Reviewed on: 13th June 2026

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