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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (89804 reviews)

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4.91

Based on 89,804 reviews, last reviewed 29th Apr 2026

1800050% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Shop with excellence Every time I purchase there is no problem using PayPal Reviewed on: 29th April 2026

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (89804)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Brilliant for easy life paypal

Hey,im Robert.I user from years PayPal to be easy to pay in 3 instalments from plane tickets to clothes.Im grateful for PayPal because mostly stuffs bought by me are in 3 split rates is with PayPal.As well like credit an wardrobe from 300 pounds gift for my wife to birthday...she deserved because she as well bought something else for my health.Thank you v much PayPal for your trust will continue to be my favourite company Reviewed on: 23rd April 2026

5 STAR & HIGHLY RECOMMEND

I have been a long-time member since PayPal first launched, and they have always been excellent to work with. Anytime I’ve had a dispute, they've resolved it immediately. I have a sense of ease and comfort that PayPal’s Sapphire standards ensure my money and transactions are secure. I always highly recommend to friends and family Reviewed on: 23rd April 2026

No questions asked - Banking.

I’ve found PayPal perfect for purchases and would highly recommend them to friends and family. I’ve purchased on instalments which is so helpful when your unable to pay for things there and then. I found the team always super helpful if I have any issues to sort out. Thank you Reviewed on: 23rd April 2026

Positive Experience

I’ve had a really positive experience using PayPal Credit. It’s been a convenient and flexible way to manage purchases, especially for larger expenses that I’d rather spread over time. The application process was straightforward, and I got a decision quickly. One of the best features is the promotional financing offers, like interest-free periods when payments are made on time. It’s helped me stay on top of my budget without feeling pressured. The integration with PayPal is seamless too — I can use it easily across many online retailers without needing to enter extra details. I also appreciate how transparent everything is. The statements are clear, payments are easy to track, and managing the account online is simple. Overall, PayPal Credit has been a reliable and user-friendly option that I’d happily recommend to anyone looking for a flexible payment solution. Reviewed on: 23rd April 2026

Excellent service

Great way to pay for things over the internet. Reviewed on: 23rd April 2026

Good great to use easy to follow

Good great to use easy to follow Reviewed on: 23rd April 2026

When I was having the financial worse scenario paupa...

When I was having the financial worse scenario paupal was the ultimate solution and the best Reviewed on: 23rd April 2026

So easy to use and 4 months 0% is very handy in thes...

So easy to use and 4 months 0% is very handy in these times Reviewed on: 23rd April 2026

Good credit but should be more options

Interest rates are high and be better if had longer to pay. Reviewed on: 23rd April 2026

Well laid out app easy to understand what payments a...

Well laid out app easy to understand what payments are due how much I owe and when I need to pay by. Had a problem with a strange payment and PayPal were able to help me and ease my concerns straight away. Top customer service too. Reviewed on: 23rd April 2026

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