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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100190 reviews)

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4.90

Based on 100,190 reviews, last reviewed 6th May 2026

2278050% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience I like this Very good experience I like this Reviewed on: 6th May 2026

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100190)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Using the app is stress free.

Using the app is stress free. I like the choices of length of repayment. Reviewed on: 3rd May 2026

Good customer service and response.

Good customer service and response. There is always someone available to help and to support with your query Reviewed on: 3rd May 2026

My only grievance is i might pay extra per month and...

My only grievance is i might pay extra per month and PayPal still take the minimum amount and sometimes not at all.. it should also come out on a set day of the month but might be a week late Reviewed on: 3rd May 2026

I've always had great customer service with paypal

I've always had great customer service with paypal Reviewed on: 3rd May 2026

Easy payment options

Easy payment options from 4 months interest free to pay in 3 they suit me well Reviewed on: 3rd May 2026

PayPal has helped me multiple times with making paym...

PayPal has helped me multiple times with making payments or using the credit they gave me Reviewed on: 3rd May 2026

No issues perfect service can't complain

No issues perfect service can't complain Reviewed on: 3rd May 2026

Great rates!

I bought a mountain bike and was offered 0% over 4 years. Perfect. And did a purchase using 3 instalments also 0%. Safe and covered. Reviewed on: 3rd May 2026

Very easy to use and more easy options to pay back a...

Very easy to use and more easy options to pay back and not interest if pay with in 4 month Reviewed on: 3rd May 2026

Very pleased with the experience

Very pleased with the experience Reviewed on: 3rd May 2026

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