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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,228 reviews, last reviewed 30th Apr 2026
1819700% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and understand. Easy to use and understand. Easy to track and manage through the app Reviewed on: 30th April 2026
Roarforge's avatar
Roarforge

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90228)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

It's nice useful and convenient.

5
It's nice useful and convenient. Helpful for everyday purchases Reviewed on: 23rd April 2026
Billal Hussain's avatar
Billal Hussain

Excellent

5
Easy for shoppings or booking tickets. Long time to pay back without extra charges. Safe for online shopping. Reviewed on: 23rd April 2026
Paulina's avatar
Paulina

Great company opens safe doors for payments.

5
Great company opens safe doors for payments and very easy to set up and use. Reviewed on: 23rd April 2026
Brian W's avatar
Brian W

Excellent

5
Very easy process user friendly with good customer service Reviewed on: 23rd April 2026
Junior V's avatar
Junior V

Quick Result and easy to use the app

5
Quick Result and easy to use the app Reviewed on: 23rd April 2026
Arun prashanth 's avatar
Arun prashanth

Pay pal is very good ,very good on by now...

5
Pay pal is very good ,very good on by now pay later Reviewed on: 23rd April 2026
Dieison R's avatar
Dieison R

An excellent way to manage money.

5
I use PayPal for many different things, it’s a very useful service which I will continue to use daily. Reviewed on: 23rd April 2026
Adam M's avatar
Adam M

Easy to use and generous credit limit

4
Paypal credit gave me a generous credit limit and its easy to pay money back into. Reviewed on: 23rd April 2026
Aemilia Cooper's avatar
Aemilia Cooper

Good no fuss credit card

5
Good no fuss credit card, you can have a digital card and if you want to have a physical card there interest rates are competitive. Reviewed on: 23rd April 2026
Yorkiex's avatar
Yorkiex

Paypal is really helpful

5
Helps me out loads with dealing with ebay and pay pal credit Reviewed on: 23rd April 2026
Jay Peers's avatar
Jay Peers

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