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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732491686905879549 (144741 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144741)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always easy to checkout and deal with

Always easy to checkout and deal with Reviewed on: 13th June 2026

PayPal, spending made easy.

Always there when you need them, easy to get help if you want it. Makes spending money easy! Reviewed on: 13th June 2026

Really good service

Easy to use, help any time, really good service Reviewed on: 13th June 2026

Great to use for flexible payments

Great to use for flexible payments quick and easy for things like theatre tickets and flights whilst waiting for others to pay Reviewed on: 13th June 2026

My best moment with PayPal

I have being using PayPal for purchases on credit and sending money to friends and family, this are really good services that’s helps me mostly when i’m urgently in need. Reviewed on: 13th June 2026

I’ve used PayPal for years for the ease and peace of...

I’ve used PayPal for years for the ease and peace of mind Reviewed on: 13th June 2026

I love PayPal, I also value their support when other...

I love PayPal, I also value their support when other services don’t deliver. My go too way to pay. Reviewed on: 13th June 2026

Easy to use

Very helpful and easy to use. The app is easy to use and simple to navigate Reviewed on: 13th June 2026

PayPal experience

I like the flexibility of PayPal when making a purchase. You can pay striaght away, pay in 3 or by credit and I find that suits my lifestyle. The pay in 3 is fantastic as it breaks my purchase up into more affordable chunks meanwhile I know I am not putting myself in debt as I have it paid off in 3 months. PayPal credit allows me to purchase with breathing space and I find paying it back easy and quick as you can choose to pay extra on top of your regular direct debit and there is no hassle to have to set that up etc. Reviewed on: 13th June 2026

I was not charged any interest or fees for my purcha...

I was not charged any interest or fees for my purchase and got to pay off the total cost over 4 months which was great. Reviewed on: 13th June 2026

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