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PayPal: PayPal Credit reviews

4.91
Based on 90,350 reviews, last reviewed 30th Apr 2026
1825550% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use as needed and manage on the... Very easy to use as needed and manage on the app Reviewed on: 30th April 2026
Fran B's avatar
Fran B

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90350)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve had no problems with these and always are very...

5
I’ve had no problems with these and always are very helpful when I have a bad item to get my regund Reviewed on: 23rd April 2026

Reliable

5
I have always had confidence when paying with Paypal credit that I have protection for my purchases. Offers are clearly displayed in my account and communication is always good Reviewed on: 23rd April 2026

Excellent Experience

5
PayPal Credit is widely accepted, helps you to spread the cost and easy to use Reviewed on: 23rd April 2026

Excellent service and easy to use the app

5
I have been using PayPal for quite some time and it is very often having a problem but if I do it will be resolved instantly Reviewed on: 23rd April 2026

Excellent service

5
Reliable service. Always respond. Thanks Reviewed on: 23rd April 2026

Easy to use website and mobile application

5
Easy to use website and mobile application Reviewed on: 23rd April 2026

The interest free option makes large purchases more...

5
The interest free option makes large purchases more affordable. Reviewed on: 23rd April 2026

I feel my money is safe with PayPal

5
I feel my money is safe with PayPal Reviewed on: 23rd April 2026

Easy to use

5
Easy to use clear and open paypal+ a nice bonus Reviewed on: 23rd April 2026

I have had a really positive experience using PayPal...

5
I have had a really positive experience using PayPal, especially because of its “Pay in 4 months promotion offer” feature, which gives me four months of interest-free payments. It’s been incredibly helpful for managing my money, as I can spread out the cost of purchases without worrying about extra charges. This flexibility makes it easier to budget and handle unexpected expenses while still being able to buy what I need. Overall, PayPal has made my financial planning more convenient and stress-free, and it’s a feature I genuinely appreciate. Reviewed on: 23rd April 2026