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PayPal: PayPal Credit reviews

4.73
Based on 144,732 reviews, last reviewed 22nd Jun 2026
4316400% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026
G Olufon's avatar
G Olufon

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144740)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Dobra aplikacja dla wszystkich

5
Nie mam problemu z płaceniem. Łatwa aplikacja. Wszystko zrozumiałe. Jasno opisane wszystkie opcje. Dobre opcje spłaty. Reviewed on: 13th June 2026

Easy and convenient most important secure

5
Easy and convenient most important secure Reviewed on: 13th June 2026

They are very efficient dealing with any issues.

5
They are very efficient dealing with any issues. Reviewed on: 13th June 2026

PayPal always there when I've needed them, everythin...

5
PayPal always there when I've needed them, everything made easy Reviewed on: 13th June 2026

PayPal Credit has allowed me to make larger purchase...

4
PayPal Credit has allowed me to make larger purchases interest free for four months - great for furnishing a new home! Reviewed on: 13th June 2026

never had any problems with pay pal

5
never had any problems with pay pal Reviewed on: 13th June 2026

Secure and Interest Free Payment

5
It gives you the security of purchasing in case of any issues or disputes and allows you to spread the cost interest free. Reviewed on: 13th June 2026

I've used Paypal credit rgulatly since it was intro...

5
I've used Paypal credit regularly since it was introduced and had no issues whatsoever. It's very straightforward to set up and get started while being easy to use as you go Reviewed on: 13th June 2026

Great experience good app easy to use

5
Great experience good app easy to use Reviewed on: 13th June 2026

Very easy to use.

5
Very easy to use. I like to purchase through PayPal. Reviewed on: 13th June 2026

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