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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90436 reviews)

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4.91

Based on 90,436 reviews, last reviewed 30th Apr 2026

1829400% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy banking Paypal is always innovative thus makes banking easy. Reviewed on: 30th April 2026

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90436)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safety net for online purchases

I trust the brand to look after me when shopping online Reviewed on: 24th April 2026

Friend of PP

Helpful to allow more purchases with pay in 3 with an end date in grasp and as there is no interest knowing you're not paying forever - what's not to like ! Reviewed on: 24th April 2026

Easy process throughput each transaction

Easy process throughput each transaction Reviewed on: 24th April 2026

convenience

Great experience with paypal when paying for items, quite easy and conveient Reviewed on: 24th April 2026

Great service

I have had no issues with the service Reviewed on: 24th April 2026

easy way to shop

It’s such an easy way to shop and the facility to pay over 3 or 4 months makes shopping easy Reviewed on: 24th April 2026

Always easy to use all services.

Always easy to use all services. Never had problems with paying in 3 or 4. Reviewed on: 23rd April 2026

Great useable.

Great useable.It makes it repayment easier for to link your bank. Reviewed on: 23rd April 2026

Easy to use and very trustworthy

Easy to use and very trustworthy Reviewed on: 23rd April 2026

There when you need it

There when you need it, easy to use app, decent fees and APR Reviewed on: 23rd April 2026

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