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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100282 reviews)

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4.90

Based on 100,282 reviews, last reviewed 7th May 2026

2282350% increase in 5 star reviews

in the past 90 days

6600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel safe using PayPal on purchases with vendors I... I feel safe using PayPal on purchases with vendors I have not used before, and there refunds are prompt. Reviewed on: 7th May 2026

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100282)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have used PayPal credit for a while now and I have...

I have used PayPal credit for a while now and I have found it very useful for buying high price items and splitting the cost over time . Have been using for some time now and love it . Reviewed on: 3rd May 2026

The ease of use, security and safety are excellent

The ease of use, security and safety are excellent Reviewed on: 3rd May 2026

Good experience very quick and secure

Good experience very quick and secure Reviewed on: 3rd May 2026

Safe secure and easy to use but would be helpful to...

Safe secure and easy to use but would be helpful to show payment options on the credit card Reviewed on: 3rd May 2026

Easy to use and great customer service

Easy to set up and use. Convenient way to pay bills. Like the pay in 3 instalments option as well. Plus the help available if anything goes wrong is great. Reviewed on: 3rd May 2026

App very easy to use , not confusing and very custom...

App very easy to use , not confusing and very customer focused Reviewed on: 3rd May 2026

I have never had to call customer service.

I have never had to call customer service. That means the service I get is superb. Reviewed on: 3rd May 2026

PayPal is my go.

PayPal is my go. Pay in 3 is a great way to spread costs Reviewed on: 3rd May 2026

Very easy to use,buy now pay later option

Very easy to use,buy now pay later option Reviewed on: 3rd May 2026

Very quick and helpful!

I had my account hacked a couple years ago to someone who ordered food. I reached out to PayPal explaining the situation and they got back to me very quickly, refunding my money and also have very good resources on protecting your account. Thank you!! Reviewed on: 3rd May 2026

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