Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

View other PayPal products

4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144740)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service, I use it all the time

Great service, I use it all the time Reviewed on: 13th June 2026

very good always alert and helpful

very good always alert and helpful Reviewed on: 13th June 2026

Very good and helpful for people

Very good and helpful for people Reviewed on: 13th June 2026

Always in hand when needed

Always reliable, easy accessible, gives enough time to return the money, secure and protective service. Reviewed on: 13th June 2026

Positive no complaints works very well

Positive no complaints works very well Reviewed on: 13th June 2026

I use PayPal a lot because it’s easier than using my...

I use PayPal a lot because it’s easier than using my bank for purchases and keeping a track of what I am spending especially on downloads. Reviewed on: 13th June 2026

Not got much to say other than I really find it diff...

Not got much to say other than I really find it difficult to close my PayPal credit, something I no longer want or need Reviewed on: 13th June 2026

Great ways to pay.

PayPal offers security when making transactions, ensuring if things go wrong you can get refunded. It is a flexible way to pay for items either from your bank account, or in 3 payments, split the bill or by credit for larger items, usually 4 months interest free which is wonderful. I would recommend PayPal. Reviewed on: 13th June 2026

Paypal benefits

Easy to use. Easy to stayed updated with what you owe. Helps breaks putchases down into managable amoints Reviewed on: 13th June 2026

I find the PayPal card gives me peace of mind for on...

I find the PayPal card gives me peace of mind for online purchases. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75455 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub