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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90644 reviews)

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4.91

Based on 90,644 reviews, last reviewed 30th Apr 2026

1839450% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel financially safe with paypal. I feel financially safe with paypal. It is so versatile and the payment options help budget. Reviewed on: 30th April 2026

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90644)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So far, so good!

There's really nothing to say. It's been good so far. Service on par with comparable lenders (e.g. Klarna). Reviewed on: 24th April 2026

Easy to use, pay and keep track of.

i have found paypal very easy to use the website has just got better and better and easy to navigate. Pay Pay credit is great for bigger purchases and unlike some others easy to see what you still have to pay and pay towards it if you ever have any extra one month. Reviewed on: 24th April 2026

PayPal credit is a nice choice .

PayPal credit is a nice choice .to treat you with a product u normally won't have money in 1 go.so this helps alot .brill Reviewed on: 24th April 2026

Hassle free and easy payments , superb app to use...

Hassle free and easy payments , superb app to use Reviewed on: 24th April 2026

Easy and convenient to use.

Easy and convenient to use. Widely accepted, good interest rates and a bonus to have. Reviewed on: 24th April 2026

clearing debt should be easier.

the payment system needs to be better, you should be allowed to select credit you have and the choose where you clear debt from not you payments be directed towards the highest interest first. Reviewed on: 24th April 2026

Always reliable.

Always reliable. If problems arise, things sorted in timely manner Reviewed on: 24th April 2026

Had great experience with PayPall

Had great experience with PayPall Reviewed on: 24th April 2026

Excellent

Excellent for credit if buying a large cost item Reviewed on: 24th April 2026

Super easy to spread the cost of expensive items and...

Super easy to spread the cost of expensive items and manage your monthly expenditure.Without paypal ive got to admit i would have had to save the funds before making a purchase, paypal has given me the ability to get the items.i need, when I need them. Reviewed on: 24th April 2026

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