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PayPal: PayPal Credit reviews

4.73
Based on 144,732 reviews, last reviewed 22nd Jun 2026
4316400% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026
G Olufon's avatar
G Olufon

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144735)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy simple step process and the 0% interest free fr...

5
Easy simple step process and the 0% interest free fro 4 months is brilliant Reviewed on: 13th June 2026

PayPal is King

5
Awesome service, never had any issues Reviewed on: 13th June 2026

10 Years of Positive Experience with PayPal

4
I have been using PayPal for about 10 years, and I am extremely satisfied with the service. Initially, I started using it for added security when making online purchases, and over the years I have never experienced any issues. I regularly use the credit and Pay in 3 options, which help me manage my finances and purchasing needs effectively. I also appreciate how easy and secure it is to send money abroad. Overall, I am very happy with PayPal and would definitely recommend it to anyone looking for a safe, convenient, and reliable payment service. Reviewed on: 13th June 2026

It’s just amazing easy to find what you need to find...

5
It’s just amazing easy to find what you need to find not complicated at all Reviewed on: 13th June 2026

I feel safe using PayPal,

5
I feel safe using PayPal, I know I have support, if a transaction goes wrong Reviewed on: 13th June 2026

PayPal is so secure and easy to use, customer servic...

5
PayPal is so secure and easy to use, customer service staff are always very informative and helpful Reviewed on: 13th June 2026

So easy to use

5
So easy to use, have never had any issues. And keeps your card details private. Always use PayPal when its available Reviewed on: 13th June 2026

Helping me in the most difficult situation

5
Helping me in the most difficult situation Reviewed on: 13th June 2026

Secure, safe and easy

5
Love the security, ease of use speed of transactions and the option to pay in 3. Reviewed on: 13th June 2026

Have it now

5
Total protection for you with your purchase with PP. Don’t wait until item is out of stock, get it immediately with PayPal credit. Reviewed on: 13th June 2026

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