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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90738 reviews)

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4.91

Based on 90,739 reviews, last reviewed 30th Apr 2026

1843850% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great experience and no fuss! Great experience and no fuss! Really easy to use in the app and the reminders are great so you pay back on time . Reviewed on: 30th April 2026

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90739)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit

I am satisfied with PayPal, you can make a purchase by paying immediately or by paying in installments, which is great Reviewed on: 24th April 2026

Very fast and easy to use.

Very fast and easy to use. I am very happy to have paper in my life Reviewed on: 24th April 2026

Great customer service when issues which aren't often.

Great customer service when issues which aren't often. Reviewed on: 24th April 2026

I have used PayPal for years.

I have used PayPal for years. Real benifit for me using pay in 3 and pay pal credit to purchase things I want and spread the cost. When I did need to call PayPal to ask a question the staff went above and beyond Reviewed on: 24th April 2026

ettcpuld be better one day gooooddd ggood gof ing there

So so not bad¡!!!!!!!!!Could be be Reviewed on: 24th April 2026

PayPal use

I find PayPal very convenient to use and is everywhere I shop. I am glad I decided to use paypal Reviewed on: 24th April 2026

Easy to manage and control

Very easy to manage and control and always available when needed. Reviewed on: 24th April 2026

Wouldn’t be without PayPal credit

Fantastic .. helps when I’m a bit short and I can pay back Reviewed on: 24th April 2026

Reliable, Flexible, and Excellent Support

Amazing support experience across both standard PayPal and PayPal Credit. The response is almost always instant, the agents are helpful, and the outcome is usually positive and reassuring. PayPal Credit has also been very useful, especially with the interest-free instalment offers, which make larger purchases easier to manage responsibly. I also appreciate PayPal’s strong presence across both online retailers and physical/retail partners, making it a convenient and trusted payment option in many situations. Overall, PayPal gives me confidence when shopping, especially because of the ease of payment, buyer protection, quick support, and the flexibility offered through PayPal Credit. A very positive experience. Reviewed on: 24th April 2026

PayPal truly cares about helping their customers

The 4 months interest free credit was what attracted me to PayPal credit. Their service since then has been top level. The app is a breeze to navigate and their friendly, helpful emails just confirmed that I’m with the best financial service provider out there. It’s like they really care about making life easier for their customers. Well done PayPal. Keep up the good work. Reviewed on: 24th April 2026

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