Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91143 reviews)

View other PayPal products

4.91

Based on 91,143 reviews, last reviewed 1st May 2026

1862400% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good and reliable. Very good and reliable. Always great with support Reviewed on: 1st May 2026

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91143)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have full confidence in my PayPal payments that th...

I have full confidence in my PayPal payments that they are secure and have full protection from unscrupulous activities..The 3 payment credit system gives me the opportunity to purchase items that i might not be able to afford on a full price purchase Reviewed on: 24th April 2026

I have been looong time with PayPal and it is always...

I have been looong time with PayPal and it is always pleasure to use it. Also credit options or pay later as amazing. Reviewed on: 24th April 2026

When it’s needed

This is a good product and service to allow you to purchase things when you could do with the ability to spread the cost Reviewed on: 24th April 2026

Amazing for purchase and very easy to use

Amazing for purchase and very easy to use Reviewed on: 24th April 2026

Very good service over the years.

Very good service over the years. Safe and reliable Reviewed on: 24th April 2026

Never had any financial concerns when using PayPal,...

Never had any financial concerns when using PayPal, always an easy process. Reviewed on: 24th April 2026

Very good experience!!!

Everything it is simple and quick with PayPal Reviewed on: 24th April 2026

Excellent customer service

Always very helpful when I’ve called with a query Reviewed on: 24th April 2026

So easy to use, card to purchase and make money too!

So easy to use, I can use PayPal card to purchase things and also make money in return with PayPal plus. I love it. Keep up the good work PayPal! Quick and easy sending money to people and to my bank. Reviewed on: 24th April 2026

Great customer service

Whenever I have any queries PayPal customer service always resolves them quickly and efficiently. Reviewed on: 24th April 2026

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Very Account
from Shop Direct 4.37 from 27 reviews
Payments
from PayPal 4.91 from 3688 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub