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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144586)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal - good experience,

5
Paypal - good experience, very good customer service, many 0% offers, 0% installments option, card payment option Reviewed on: 13th June 2026

Paypal made a quick decision on credit and made the...

5
Paypal made a quick decision on credit and made the process simple and stress free. Reviewed on: 13th June 2026

Very simple to use.

5
Very simple to use. Great App. Useful notifications. Reviewed on: 13th June 2026

PayPal is such a great payment option.pain

5
PayPal is such a great payment option. Especially their pay in 3 plans and 4 months interest free. These are my go to when I’m either strapped for cash or making a larger purchase Reviewed on: 13th June 2026

Friendly, helpful staff

5
Very easy to use, and never have any problems when I need to contact you for help, great customer service with friendly & helpful staff Reviewed on: 13th June 2026

Never had any issues always easy to use.

5
Never had any issues always easy to use. Reviewed on: 13th June 2026

I use paypal often, i feel its one of the safest way...

5
I use paypal often, i feel its one of the safest ways to pay or transfer the money Reviewed on: 13th June 2026

Reliable Service

5
App is brilliant and easy to use. Always works and quick to make payments. Reviewed on: 13th June 2026

Great service.

4
Great service. Tracks my deliveries. Easy login. Easy to pay off. Rewards as well. Overall, I’m very happy. Reviewed on: 13th June 2026

Fast becoming my default way to pay.

5
It’s so easy to process as a payment and there is many places that take it as a payment method and with the added benefit of “pay in 3” with no interest over the 3 months and “PayPal +” now it’s the only way I pay for everything. My bank cards don’t even come out. Reviewed on: 13th June 2026

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