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PayPal: PayPal Credit reviews

4.91
Based on 91,288 reviews, last reviewed 1st May 2026
1869050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to keep track PayPal credit is straightforward, clear and easy to use. Easy to keep track of money and to set up payments. I found it hard to manage my spending in ... Read more Reviewed on: 1st May 2026
Laura's avatar
Laura

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91288)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fantastic services always available

5
Fantastic services always available Reviewed on: 24th April 2026

I'm very happy with the service!!!

5
I'm very happy with the service, it's very issey!!! Reviewed on: 24th April 2026

john fisher

5
found it very helpful if you had problems with a seller Reviewed on: 24th April 2026

Amazing support I don't know what I would have done...

5
Amazing support I don't know what I would have done without it Reviewed on: 24th April 2026

Best ever financed service

5
Flexible and helpful and has a variety options in paying back. Reviewed on: 24th April 2026

Paypal credit has helped me a lot

5
Having paypal has help me in emergency situations. It's helpful that I'm able to spread cost of good and services especially during these tough financial times. Credit has helped me start a small business and the breathing room of paying over time has been so helpful. I'm thankful Reviewed on: 24th April 2026

Safer and easier way to pay for things!

5
Safer and easier way to pay for things! I started using paypal when buying from stockx. I realised that you can use it in other ways as well. Since then I used it for different transactions Reviewed on: 24th April 2026

Always totally reliable

5
Always found PayPal totally reliable and easiest to use - become my staple and proactive customer service appreciated Reviewed on: 24th April 2026

Payment methods for credit are a little confusing.

4
Payment methods for credit are a little confusing. How long money takes to get to you credit account. Reviewed on: 24th April 2026

Easy too use.

5
Easy too use. Convenient and good app Reviewed on: 24th April 2026