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PayPal: PayPal Credit reviews

4.73
Based on 144,313 reviews, last reviewed 22nd Jun 2026
4297300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026
Mohammad Khan's avatar
Mohammad Khan

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144313)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Dell buy and sell

5
Excellent value on some items can be expensive for every day things Reviewed on: 13th June 2026

Quick and easy to use, excellent rates, great app wi...

5
Quick and easy to use, excellent rates, great app with all your account info to hand. Reviewed on: 13th June 2026

I've used PayPal for years.

5
I've used PayPal for years. I have had to use customer service a couple of times and they were extremely helpful and dealt with my issues very quickly Reviewed on: 13th June 2026

Great , always helpful

5
Polite, understanding and always helpful Reviewed on: 13th June 2026

Credit that means something.

5
I needed credit to buy something for work. I couldn't get anywhere else but PayPal helped and now my business is flourishing thanks pay in three instalments and credit. I even got a debit card too. I am able to keep on top of my expenses and my paymentts. Reviewed on: 13th June 2026

Great experience and very easy to use.

5
Great experience and very easy to use. Especially when you that little short and need to get something emergency supplies Reviewed on: 13th June 2026

I have found PayPal to be very good not to complicat...

5
I have found PayPal to be very good not to complicated when needed to buy or transfer money and always getting confirmation emails is very helpful Reviewed on: 13th June 2026

Very efficient and easy to access

5
Very efficient and easy to access...great range of payment options. Would thoroughly recommend Reviewed on: 13th June 2026

I love using PayPal, it’s so easy to use

5
I love using PayPal, it’s so easy to use Reviewed on: 13th June 2026

Fantastic availability for the stuff that matters!

5
Fantastic availability for the stuff that matters! Reviewed on: 13th June 2026

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