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PayPal: PayPal Credit reviews

4.90
Based on 101,200 reviews, last reviewed 7th May 2026
2324750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient... Read more Reviewed on: 7th May 2026
Chini's avatar
Chini

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101200)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paying with PayPal has been very good and straightfo...

5
Paying with PayPal has been very good and straightforward Reviewed on: 4th May 2026

I have been a member of PayPal for years and I have...

5
I have been a member of PayPal for years and I have never had any problems. Reviewed on: 4th May 2026

Good credit options

5
The various deferred interest free payment options are great for managing emergency purchases and spreading cost over several payments - just keep an eye on the credit interest free periods to make sure you avoid or minimise interest payments - where possible use the 'pay-in-3' so you can't miss the payment deadlines. Reviewed on: 4th May 2026

Everything you need I one easy app .

5
Everything you need I one easy app .I'm 74 and northern best with tech but paypal is so easy to use Reviewed on: 4th May 2026

Safe payment

5
I feel more secure using PayPal than any other payment methods Reviewed on: 4th May 2026

Good options for 0% finance available.

5
Good options for 0% finance available. Reviewed on: 4th May 2026

Great for offering credit flexibility

5
Great for offering credit flexibility Reviewed on: 4th May 2026

It has been very straightforward without hassle and...

4
It has been very straightforward without hassle and easy to use. Reviewed on: 4th May 2026

Feeling safe online with my PayPal

5
I trust my PayPal fully and I feel to use my PayPal account online as compare to other methods due to buyer protection. Reviewed on: 4th May 2026

Great way to pay and spread the cost of items if you...

5
Great way to pay and spread the cost of items if you can't afford to pay in full. Love it Reviewed on: 4th May 2026