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PayPal: PayPal Credit reviews

4.91
Based on 91,773 reviews, last reviewed 1st May 2026
1891200% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and reliable to use, best credit company Easy and reliable to use, a very secure money transfer and credit financial app to use Reviewed on: 1st May 2026
Bussybod event 's avatar
Bussybod event

Latest lowest rating:

1

I don't know how to connect to anyone or even pay my... I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026
Tanya C's avatar
Tanya C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91773)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A excellent service, for pay for items.

5
A excellent service, for pay for items. Reviewed on: 24th April 2026

PayPal is my go to payment method.

5
PayPal is my go to payment method. I feel it’s secure and great opportunity to spread costs too, Reviewed on: 24th April 2026

Simple to use

5
Very easy to use & to make payments Reviewed on: 24th April 2026

Very convenient and easy to review and manage my fin...

5
Very convenient and easy to review and manage my finances. Can set up a direct debit easily or if looking to pay more off per month make manual payments towards my balance. Customer service are also very supportive in any queries regarding the PayPal credit. Reviewed on: 24th April 2026

Loved it.

5
Loved it. Great experience! Recommend to anyone! Reviewed on: 24th April 2026

So easy to use.

5
So easy to use. Never had any problems with using this app Reviewed on: 24th April 2026

Very easy to use and reliable.

5
Very easy to use and reliable. Really handy that it is available as a payment option with plenty of retailers. Reviewed on: 24th April 2026

A good credit agency and dependable.

4
A good credit agency and dependable. Reviewed on: 24th April 2026

I love that you can get 0% Apr when I buy something...

5
I love that you can get 0% Apr when I buy something gives me some time to be able to pay it off especially on holidays for all the gift buying Reviewed on: 24th April 2026

Always excellent , never any problems

5
Always excellent , never any problems Reviewed on: 24th April 2026