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PayPal: PayPal Credit reviews

4.73
Based on 144,124 reviews, last reviewed 21st Jun 2026
4288850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always been satisfied with PayPal I think tha... I have always been satisfied with PayPal I think that PayPal as always been reliable and up to date Reviewed on: 21st June 2026
Daniel Preston's avatar
Daniel Preston

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144124)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have been using PayPal Credit facilities for a lon...

5
I have been using PayPal Credit facilities for a long time with success and contentment. It’s simple and safe. Never failed me. Reviewed on: 12th June 2026

Always happy to see PayPal!

5
Great payment options and on most sites! Always feel safe when I see PayPal is an option. Reviewed on: 12th June 2026

Excellent service

5
Excellent service - very helpful advisors - service easy to use. Reviewed on: 12th June 2026

Using PayPal credit is really quick and easy, I trus...

5
Using PayPal credit is really quick and easy, I trust PayPal with all of my purchases and continued to use them throughout the year. I intend to use PayPal Credit for future purchases and would recommend to friends. Reviewed on: 12th June 2026

PayPal is good for spreading larger purchases

4
I use PayPal credit all the time, as it keeps money in my own account whilst allowing me to spread payments on large purchases. Reviewed on: 12th June 2026

It’s really nice

5
Everything is amazing about the app. I would recommend to send it a lot of people Reviewed on: 12th June 2026

Always happy to use PayPal, secure ,fast payment met...

5
Always happy to use PayPal, secure ,fast payment method. Highly recommend. Reviewed on: 12th June 2026

Excellent performance, PayPal credit card is good mi...

4
Excellent performance, PayPal credit card is good middle man because if you spend £100 it takes four months to pay back without interest Reviewed on: 12th June 2026

Very convenient to use so many places accept it

5
Very convenient to use so many places accept it Reviewed on: 12th June 2026

Love pay pal used it for years.

5
Love pay pal used it for years. Always speedy and reliable. Reviewed on: 12th June 2026

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