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PayPal: PayPal Credit reviews

4.90
Based on 101,308 reviews, last reviewed 8th May 2026
2329800% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues using it. Never had any issues using it. It’s extremely easy to use and keep track of info like upcoming payments. You get alerted well ahead of time when payme... Read more Reviewed on: 8th May 2026
Ciaran C's avatar
Ciaran C

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101308)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great company!!

5
Always available when I need it. Customer service is great! Have been a loyal member of PayPal for 10+ years Reviewed on: 4th May 2026

I use PayPal all the time for all my online shopping.

5
I use PayPal all the time for all my online shopping. Very reliable and trustworthy. Reviewed on: 4th May 2026

Good customer service and interest rates

5
Good customer service. Better interest rates than other providers. Pay in three is really useful. Reviewed on: 4th May 2026

Easy and good service.

5
Easy and good service. No problems and easy repayment options Reviewed on: 4th May 2026

quick, easy and safe

5
I've been using paypal for years, quick, easy and safe metod of paying. Paypal credit comes very handy for extra expenses, like holiday flights, new sofa etc. Reviewed on: 4th May 2026

Overall great just customer service could be alot be...

5
Overall great just customer service could be alot better Reviewed on: 4th May 2026

PayPal helped me to build my credit rating

5
PayPal helped me to build my credit rating Reviewed on: 4th May 2026

Fast, Convenient, easy to use, quick to set up and a...

5
Fast, Convenient, easy to use, quick to set up and accepted by lots of online merchants. Clear concise emails advising of upcoming payments and terms and conditions. Reviewed on: 4th May 2026

All good.

5
All good. Happy with service. even the credit system is great Reviewed on: 4th May 2026

Been great so far, easy to manage.

5
Been great so far, easy to manage. No fuss. Great service Reviewed on: 4th May 2026