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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101526 reviews)

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4.90

Based on 101,526 reviews, last reviewed 8th May 2026

2339600% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A Credit Option That Actually Feels Manageable PayPal Credit has been one of the most useful financial tools I’ve used for larger purchases. What I like most is the flexibility — being able to spre... Read more Reviewed on: 8th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101526)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is easy and useful to use and very trustworthy.

Paypal is easy and useful to use and very trustworthy. I can use it to purchase things online and abroad with confidence Reviewed on: 4th May 2026

I have been using PayPal for many, many years .

I have been using PayPal for many, many years . I use all your services as PayPal is the safest method of payment online. I feel confident that my bank details will not be compromised. Your exchange rates are pretty good too! I send payments and emergency cash to family in the US Philippines and Singapore. And the Pay in 3 is perfect for people on mid range salary like me to shop for multiple items without the worry of compounded interests. Thank you PayPal , you are safe, reliable and can be counted on anytime, and anywhere I travel in the world ! Reviewed on: 4th May 2026

Easy to use and straightforward

Easy to use, straightforward, app is user friendly, buy in four months with no interest is good. Reviewed on: 4th May 2026

PayPal review

I like PayPal however I do think if I gage ever had to raise a case for payments that have gone out and I have never had a good outcome. Also PayPal credit is very expensive. Reviewed on: 4th May 2026

Great service, very easy to use and affordable

Great service, very easy to use and affordable Reviewed on: 4th May 2026

I use PayPal as a secure way to pay for anything I o...

I use PayPal as a secure way to pay for anything I order online, anytime I’ve had an issue they have been extremely fast and helpful to resolve this Reviewed on: 4th May 2026

All good, start to current.

All good, start to current. Never been disappointed with your excellent customer service Reviewed on: 4th May 2026

Very easy and straight forward to use hassle free sh...

Very easy and straight forward to use hassle free shopping Reviewed on: 4th May 2026

The credit is there when I need it!

The credit is there when I need it!! Reviewed on: 4th May 2026

10 out of 10 every time

Any problems I have had with non deliveries I have had my money back straight away. Pay in 3 is so helpful. So easy to actually speak to someone human. I cannot fault PayPal. Reviewed on: 4th May 2026

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